Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100 Page 101 Page 102 Page 103 Page 104 Page 105 Page 106 Page 107 Page 108AGING IN THE 21S T CENTURY CAMS CAMS The Consumption and Activities Mail Survey (CAMS) is a supplemental biennial survey in a random subsample of the HRS. Conducted in the off-year from the main HRS survey since 2001, CAMS collects very detailed questions about spending before and during retirement. CAMS data are linked to the extensive information on retirement assets in the HRS. Categories of Spending • Home-related expenses include mortgage, property taxes, homeowner’s or renter’s insurance, rent, utilities, home repairs, home furnishings, household cleaning supplies, housekeeping and laundry services, gardening and yard supplies, and gardening and yard services. • Food expenses include food and drink, including alcoholic beverages that are bought in grocery and other stores (dining out is not included). • Health expenses include out-of-pocket (uninsured) health insurance costs (including Medicare supplemental insurance); out-of-pocket costs for prescription and nonprescription drugs; out-of-pocket cost for hospital care, doctor services, lab tests, eye, dental, and nursing home care; and out-of-pocket costs for medical supplies. • Transportation expenses include car payments (principal and interest), vehicle insurance, vehicle maintenance and gas. • Clothing expenses include clothing and apparel (including jewelry), and personal care products and services. • Entertainment expenses include trips and vacations, tickets to movies, sporting and performance events; hobbies and leisure equipment (photography, reading, camping, etc.); dining out in restaurants, cafes, and diners; and take-out food. • Other expenses include contributions to religious, educational, charitable, or political organizations, and cash and gifts to family and friends outside the household (including alimony and child-support payments).