Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100 Page 101 Page 102 Page 103 Page 104 Page 105 Page 106 Page 107 Page 108103 GLOSSARY ADAMS: The Aging, Demographics, and Memory Study (ADAMS), a supplement to the Health and Retirement Study, was funded by the National Institute on Aging with the specific aim of con- ducting a population-based study of dementia. AD: Alzheimer’s disease is a chronic neurode- generative disease that is the leading cause of dementia.   ADLs: Activities of daily living are routine activities that people tend do every day without needing assistance. There are six basic ADLs: eating, bathing, dressing, toileting, transferring (walking) and continence. AIME: Average indexed monthly earnings are used by Social Security system to calculate the Primary Insurance Amount (PIA), which deter- mines the value of retirement benefits. APOE: Apolipoprotein E plays an important role in transporting cholesterol in and out of the central nervous system. Having the APOE allele increases the risk of AD possibly related to improper functioning of this protein. BMI: Body mass index is a value derived from the mass (weight) and height of an individual. BMI is defined as weight divided by the square of height. It is usually reported in units of kg/m2, for mass in kilograms and height in meters. Bridge Employment: Refers to any paid work after an individual retires or starts receiving a pension. CAMS: The Consumption and Activities Mail Survey is a paper-and-pencil survey that is col- lected biennially in odd-numbered years from the core HRS survey. One of its primary objectives is to measure total household spending over the previous 12 months. CIND: Cognitive impairment not dementia describes individuals whose cognitive function- ing falls below normal but who do not yet have dementia. An important goal within CIND is to identify subgroups that will likely progress to Alzheimer’s disease. DB: Defined benefit pension insurance is an employer-provided pension that is determined by a formula based on the employee’s earnings history and tenure of service and age, rather than depending directly on individual investment returns. DC: Defined contribution pension insurance is a type of pension plan in which a certain amount or percentage of money is saved in a 401(k)-type account. The defined-contribution plan places restrictions that control when and how employees withdraw these funds without penalties. EEA: Early eligibility age is the earliest age to claim Social Security retirement benefit. If ben- efits are claimed before the full retirement age, they are reduced a fraction of a percent for each month before the full retirement age. FEM: The Future Elderly Model is a demographic and economic simulation model designed to predict the future costs and health status of the elderly and explore what current trends or future shifts imply for policy. FRA: Full retirement age is the age at which beneficiaries can claim their full Social Security retirement benefits. Traditionally, the full ben- efit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, rising to 67 for those born in 1960 or later. IADLs: Instrumental activities of daily living are not necessary for fundamental functioning, but they let an individual live independently in a community. They include things like housework, preparing meals, taking medications as pre- scribed, and managing money. GLOSSARY