Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100 Page 101 Page 102 Page 103 Page 104 Page 105 Page 106 Page 107 Page 10891 Lillard, Lee A. and Robert J. Willis, 2001, “Cognition and Wealth: The Importance of Probabilistic Thinking,” University of Michigan Retirement Research Center Working Paper 2001-007, Ann Arbor, MI. Lo Sasso, Anthony T. and Richard W. Johnson, 2002, “Does Informal Care from Adult Children Reduce Nursing Home Admissions for the Elderly?,” Inquiry, 39/3, 279-97. Lum, Yat-Sang and Elizabeth Lightfoot, 2003, “The Effect of Health on Retirement Saving Among Older Workers,” Social Work Research, 27/1, 31-44. Luoh, Ming-Ching and A. Regula Herzog, 2002, “Individual Consequences of Volunteer and Paid Work in Old Age: Health and Mortality,” Journal of Health and Social Behavior, 43, 490-509. Lusardi, Annamaria, 2004, “Saving and the Effectiveness of Financial Education,” pp. 157-84 in Olivia S. Mitchell and Stephen P. Utkus, eds., Pension Design and Structure: New Lessons from Behavioral Economics, Oxford University Press, Oxford. McClellan, Mark, 1998, “Health Events, Health Insurance, and Labor Supply: Evidence from the Health and Retirement Survey,” pp. 301-46 in David A. Wise, ed., Frontiers in the Economics of Aging, University of Chicago Press, Chicago. McGarry, Kathleen, 2002, “Health and Retirement: Do Changes in Health Affect Retirement Expectations?,” National Bureau of Economic Research Working Paper 9317, Cambridge, MA. McGarry, Kathleen and Robert F. Schoeni, 1997, “Transfer Behavior Within the Family: Results from the Asset and Health Dynamics Survey,” The Journals of Gerontology, Series B: Psychological Sciences and Social Sciences, 52B (Special Issue), 82-92. ______, 2003, “Medicare Gaps and Widow Poverty,” University of Michigan Population Studies Center Research Report No. 03-547, Ann Arbor, MI. McNamara, Tay K., Regina O’Grady- LeShane, and John B. Williamson, 2003, “The Role of Marital History, Early Retirement Benefits, and the Economic Status of Women,” Boston College Center for Retirement Research Working Paper 2003-01, Chestnut Hill, MA. McWilliams, J. Michael, Alan M. Zaslavsky, Ellen Meara, and John Z. Ayanian, 2003, “Impact of Medicare Coverage on Basic Clinical Services for Previously Uninsured Adults,” Journal of the American Medical Association, 290/6, 757-64. Mellor, Jennifer M., 2001, “Long- term Care and Nursing Home Coverage: Are Adult Children Substitutes for Insurance Policies?,” Journal of Health Economics, 20/4, 527-47. Munnell, Alicia H., Kevin E. Cahill and Natalia A. Javin, 2003, “How Has the Shift to 401(k)s Affected the Retirement Age?,” Boston College Center for Retirement Research Issue Brief 13, Chestnut Hill, MA. Muramatsu, Naoko, Richard T. Campbell, Ruby Hoyem, Martha A. Jacob, Chris Ross, and Hongjun Yin, 2004, “Family Care, Nursing Home Transitions, and States’ Long Term Care Policies,” Paper presented at the HRS Family Conference, February, Sante Fe, NM. Ness, Jose, Dominic J. Cirillo, David R. Weir, Nicole L. Nisly, and Robert B. Wallace, 2005, “Use of Complementary Medicine in Older Americans: Results from the Health and Retirement Study,” The Gerontologist, 45/4, 516-24. Ostbye, Truls, Gary N. Greenberg, Donald H. Taylor, and Ann Marie M. Lee, 2003, “Screening Mammography and Pap Tests Among Older American Women 1996-2000: Results from the Health and Retirement Study (HRS) and Asset and Health Dynamics Among the Oldest Old (AHEAD), 2003, Annals of Family Medicine, 1/4, 209-17. Ostbye, Truls, Donald H. Taylor, and S.H. Jung, 2002, “A Longitudinal Study of the Effects of Tobacco Smoking and Other Modifiable Risk Factors on Ill Health in Middle-Aged and Older Americans: Results from the Health and Retirement Study and Asset and Health Dynamics among the Oldest Old Survey,” Preventive Medicine, 34/3, 334-35. Ostermann, Jan and Frank A. Sloan, 2001, “Effects of Alcohol Consumption on Disability Among the Near Elderly: A Longitudinal Analysis,” The Milbank Quarterly, 79/4, 487-515. Panis, Constantijn, 2003, “Annuities and Retirement Satisfaction,” RAND Labor and Population Program Working Paper 03-17, Santa Monica, CA.