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Langa, 2003, “The Impact of Poor Health Behaviors on Workforce Disability,” University of Michigan Retirement Research Center Working Paper 2003-057, Ann Arbor, MI. Rodgers, Willard L., Mary Beth Ofstedal, and A. Regula Herzog, 2003, “Trends in Scores on Tests of Cognitive Ability in the Elderly U.S. Population, 1993-2000,” The Journals of Gerontology: Social Sciences, 58B/6, S338-46. Rosen, Harvey S. and Stephen Wu, 2003, “Portfolio Choice and Health Status,” National Bureau of Economic Research Working Paper 9453, Cambridge, MA. Schoenbaum, Michael, 1997, “Do Smokers Understand the Mortality Effects of Smoking? Evidence from the Health and Retirement Survey,” American Journal of Public Health, 87/5, 755-59. Sloan, Frank A., V. Kerry Smith, and Donald H. Taylor, JR., 2003, The Smoking Puzzle. Information, Risk Perception, and Choice, Harvard University Press, Cambridge, MA. Smith, James P., 1999, “Healthy Bodies and Thick Wallets: The Dual Relation Between Health and Economic Status,” Journal of Economic Perspectives, 13/2, 145- 66. ______, 2003, “Consequences and Predictors of New Health Events,” National Bureau of Economic Research Working Paper 10063, Cambridge, MA. Smith, James P. and Michael Hurd, 2002, “Expected Bequests and their Distribution,” National Bureau of Economic Research Working Paper 9142, Cambridge, MA. Smith, V. Kerry, Donald H. Taylor, Frank A. Sloan, F. Reed Johnson, and William H. Desvousges, 2001, “Do Smokers Respond to Health Shocks?,” Review of Economics and Statistics, 83/4, 675-87. Sturm, Roland, Jeanne S. Ringel, and Tatiana Andreyeva, 2004, “Increasing Obesity Rates and Disability Trends,” Health Affairs, 23/2, 199-205. Sudano, Joseph J. and David W. Baker, 2003, “Intermittent Lack of Health Insurance Coverage and Use of Preventive Services,” American Journal of Public Health, 93/1, 130-37. 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