Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100 Page 101 Page 102 Page 103 Page 104 Page 105 Page 106 Page 107 Page 10888 Angel, Jacqueline L., Cynthia J. Buckley, Ronald J. Angel, and Maren A. Jimenez, 2003, “The Economic Consequences of Marital Disruption for Pre-retirement Age African-American, Hispanic and Non-Hispanic White Women,” Paper prepared for the Annual Meeting of the Population Association of America, May 2003, accessed at www.utexas.edu/lbj/faculty/angel/ research.html. Au, Andrew, Olivia S. Mitchell, and John W.R. Phillips, 2005, “Saving Shortfalls and Delayed Retirement,” University of Michigan Retirement Research Center Working Paper 2005-094, Ann Arbor, MI. Baker, David W., Joseph J. Sudano, Jeffrey M. Albert, Elaine A. Borawski, and Avi Dor, 2001, “Lack of Health Insurance and Decline in Overall Health in Late Middle Age,” New England Journal of Medicine, 345/15, 1106-12. Banks, James, Michael Marmot, Zoe Oldfield, and James P. Smith, 2006. “Disease and Disadvantage in the United States and in England,” JAMA, 295, 2037-2045. Blau, David M. and Donna B. Gilleskie, 2003, “The Role of Retiree Health Insurance in the Employment Behavior of Older Men,” National Bureau of Economic Research Working Paper 10100, Cambridge, MA. Blaum, Caroline S., 1999, research described in University of Michigan News Service, http://www.umich. edu/news/index.html?Releases/ 1999Nov99/chr111999a. Bond Huie, Stephanie A., Patrick M. Krueger, Richard G. Rogers, and Robert A. Hummer, 2003, “Wealth, Race, and Mortality,” Social Science Quarterly, 84/3, 667-84. Brown, Charles, 2002, “Early Retirement Windows,” University of Michigan Retirement Research Center Working Paper 2002-028, Ann Arbor, MI. Burkhauser, Richard V., Kenneth A. Couch, and John W. Phillips, 1996, “Who Takes Early Social Security Benefits? The Economic and Health Characteristics of Early Beneficiaries,” The Gerontologist, 36, 789-99. Chan, Sewin and Ann Huff Stevens, 2001, “Job Loss and Employment Patterns of Older Workers,” Journal of Labor Economics, 19/2, 484- 521. Cochran, Donna L., Diane R. Brown, and Karl C. McGregor, 1999, “Racial Differences in the Multiple Social Roles of Older Women: Implications for Depressive Symptoms,” The Gerontologist, 39/4, 465-72. Coile, Courtney, 2003a, “Health Shocks and Couples’ Labor Supply Decisions,” Boston College Center for Retirement Research Working Paper 2003-08, Chestnut Hill, MA. _______, 2003b, “Retirement Incentives and Couples’ Retirement Decisions,” National Bureau of Economic Research Working Paper 9496, Cambridge, MA. Coronado, Julia Lynn and Maria Perozek, 2003, “Wealth Effects and the Consumption of Leisure: Retirement Decisions During the Stock Market Boom of the 1990s,” Federal Reserve Board Finance and Economics Discussion Series Monograph 2003-20, Washington, DC. Dor, Avi, Joseph J. Sudan, and David W. Baker, 2003, “The Effect of Private Insurance on Measures of Health: Evidence from the Health and Retirement Study,” National Bureau of Economic Research Working Paper 9774, Cambridge, MA. Dushi, Irena and Anthony Webb, 2004, “Annuitization: Keeping Your Options Open,” Boston College Center for Retirement Research Working Paper 2004-04, Chestnut Hill, MA. Earle, John R., Mark H. Smith, Catherine T. Harris, and Charles F. Longino, Jr., 1998, “Women, Marital Status, and Symptoms of Depression in a Midlife National Sample,” Journal of Women and Aging, 10/1, 41-57. Ekerdt, David J. and Jennifer Kay Hackney, 2002, “Workers’ Ignorance of Retirement Benefits,” The Gerontologist, 42/4, 543-51. Engelhardt, Gary V., 2001, “How Does Dipping into Your Pension Affect Your Retirement Wealth?,” Syracuse University Center for Policy Research, Policy Brief 22/2001, Syracuse, NY. Fonda, Stephanie J., Nancy H. Fultz, Kristi R. Jenkins, Laura M. Wheeler, and Linda A. Wray, 2004, “Relationship of Body Mass and Net Worth for Retirement-Aged Men and Women,” Research on Aging, 26/1, 153-76. References