b'AGING IN THE 21ST CENTU CAMSRYCAMS The Consumption and Activities Mail Survey (CAMS) is a supplemental biennial survey in a random subsample of the HRS. Conducted in the off-year from the main HRS survey since 2001, CAMS collects very detailed questions about spendingCategories of Spendingbefore and during retirement. CAMS dataHome-related expenses include mortgage, property taxes, are linked to the extensive information onhomeowners or renters insurance, rent, utilities, home repairs, home retirement assets in the HRS. furnishings, household cleaning supplies, housekeeping and laundry services, gardening and yard supplies, and gardening and yard services.Food expenses include food and drink, including alcoholic beverages that are bought in grocery and other stores (dining out is not included).Health expenses include out-of-pocket (uninsured) health insurance costs (including Medicare supplemental insurance); out-of-pocket costs for prescription and nonprescription drugs; out-of-pocket cost for hospital care, doctor services, lab tests, eye, dental, and nursing home care; and out-of-pocket costs for medical supplies.Transportation expenses include car payments (principal and interest),vehicle insurance, vehicle maintenance and gas.Clothing expenses include clothing and apparel (including jewelry),and personal care products and services.Entertainment expenses include trips and vacations, tickets to movies, sporting and performance events; hobbies and leisure equipment (photography, reading, camping, etc.); dining out in restaurants, cafes, and diners; and take-out food.Other expenses include contributions to religious, educational, charitable, or political organizations, and cash and gifts to family and friends outside the household (including alimony and child-support payments).'