Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100 Page 101 Page 102 Page 103 Page 104 Page 105 Page 106 Page 107 Page 10899 REFERENCES Llewellyn, D., Lang, I., Matthews, F., Plassman, B., Rogers, M., Morgenstern, L., Fisher, G.G., Kabet, M.V., Langa, K. (2010). Vascular health, diabetes, APOE and dementia: the Aging, Demographics, and Memory Study. Alzheimer’s Research and Therapy, 2(3), 19. Love, D. A., Smith, P. A., & McNair, L. C. (2008). A new look at the wealth ade- quacy of older US households. Review of Income and Wealth, 54(4), 616-642. Lumsdaine, R., & Vermeer, S. (2015). Retirement timing of women and the role of care responsibilities for grandchil- dren. Demography, 52(2), 433-454. Lusardi, A., & Mitchell, O. S. (2007). Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth. Journal of Monetary Economics, 54(1), 205-224. Lusardi, A., & Mitchell, O. S. (2008). Planning and financial literacy: How do women fare? American Economic Review, 98(2), 413-417. Lusardi, A., & Mitchell, O. S. (2011). Financial literacy and planning: Implications for retirement wellbeing. In O. S. Mitchell & A. Lusardi (Eds.), Financial literacy: Implications for retirement se- curity and the financial marketplace (pp. 17-39). Oxford: Oxford University Press. Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44. Lusardi, A., Mitchell, O.S., & Curto, V. (2013). Financial literacy and financial sophistication among older Americans. Journal of Pension Economics and Finance, 13, 347-366. Lusardi, A., & Tufano, P. (2015). Debt litera- cy, financial experiences, and overindebt- edness. Journal of Pension Economics and Finance, 14(4), 332-368.  Lyu, J., & Burr, J. (2016). Socioeconomic status across the life course and cog- nitive function among older adults: An examination of the latency, pathways, and accumulation hypotheses. Journal of Aging and Health, 28(1), 40-67. Maestas, N. (2007). Cohort differences in retirement expectations and realizations. In B. Madrian, O. S. Mitchell and B. Soldo (Eds.), Redefining retirement: How will Boomers fare? (pp. 13-35). Oxford: Oxford University Press. Maestas, N. (2010). Back to work: Expectations and realizations of work after retirement. Journal of Human Resources, 45(3), 718-748. Manski, R. J., Moeller, J. F., Chen, H., Schimmel, J., St. Clair, P. A., & Pepper, J. V. (2012). Dental usage under changing economic conditions. Journal of Public Health Dentistry, 74(1), 1-12. Marden, J. R., Mayeda, E. R., Walter, S., Vivot, A., Tchetgen Tcetgen E. J., Kawachi, I., & Glymour, M. M. (2016). Using Alzheimer disease polygenic risk score to predict memory decline in black and white Americans over 14 years of follow-up. Alzheimer Disease and Associated Disorders, 30(3), 195-202. Margolis, R., & Wright, L. (2016). Older adults with three generations of kin: Prevalence, correlates, and transfers. Journals of Gerontology Series B: Psychological Sciences and Social Sciences. Advance online publication. Marton, J., & Woodbury, S. A. (2010). The influence of retiree health benefits on retirement patterns. (Upjohn Institute Working Paper No. 10-163). Kalamazoo, MI: W. E. Upjohn Institute for Employment Research. McInerney, M., Mellor, J. M., & Nicholas, L. H. (2013). Recession depression: Mental health effects of the 2008 stock market crash. Journal of Health Economics, 32(6), 1090-1104. McWilliams, J. M., Meara, E., Zaslavsky, A. M., & Ayanian, J. Z. (2007). Health of previously uninsured adults after acquir- ing Medicare coverage. Journal of the American Medical Association, 298(24), 2886-2894. McWilliams, J. M., Meara, E., Zaslavsky, A. M., & Ayanian, J. Z. (2009). Medicare spending for previously uninsured adults. Annals of Internal Medicine, 151(11), 757-766. Mehta, K. M., Barnes, L. L., Thorpe, R. J., Perez-Stable, E., Covinsky, K. E., & Yaffe, K. (2008). Race/ethnic differences in cognitive decline: Results from the Health and Retirement Study. Alzheimer’s and Dementia, 4(4), T194-T195. Mehta, K. M., Stewart, A. L., Langa, K. M., Yaffe, K., Moody-Ayers, S., Williams, B. A., & Covinsky, K. E. (2009). “Below average” self-assessed school perfor- mance and Alzheimer’s disease in the Aging, Demographics and Memory Study. Alzheimer’s and Dementia, 5(5), 380-387. Mehta, K. M., Yaffe, K., Langa, K. M., Sands, L., Whooley, M. A., & Covinsky, K. E. (2003). Additive effects of cognitive function and depressive symptoms on mortality in elderly community-living adults. Journals of Gerontology Series A: Biological Sciences and Medical Sciences, 58(5), M461-M467. Mermin, G. B. T., Johnson, R. W., & Murphy, D. P. (2007). Why do Boomers plan to work longer? Journals of Gerontology Series B: Psychological Sciences and Social Sciences, 62B(5), S286-S294. Miah, M. S., & Wilcox-Gök, V. (2007). Do the sick retire early? Chronic illness, asset accumulation and early retirement. Applied Economics, 39, 1921-1936. Michaud, P. C., Goldman, D., Lakdawalla, D., Gailey, A., & Zheng, Y. (2011). Differences in health between Americans and Western Europeans: Effects on lon- gevity and public finance. Social Science and Medicine, 73(2), 254-263. Michaud, P. C., Goldman, D. P., Lackdawalla, D. N., Zheng, Y., & Gailey, A. H. (2012). The value of medical and pharmaceutical interventions for reducing obesity. Journal of Health Economics, 31, 630-643. Michaud, P. C., Van Soest, A., & Andreyeva, T. (2007). Cross-country variation in obesity patterns among older Americans and Europeans. Forum for Health Economics and Policy (Aging and Medical Care Costs), 10(2), 32. Mitchell, O. S. (2012). Public pension pressures. In P. Conti-Brown (Ed.) When states go broke: The origins, context, and solutions for the American states in fiscal crisis (pp. 57-76). Cambridge, UK: Cambridge University Press. Mitchell, O. S., & Moore, J. (1998). Can Americans afford to retire? New evidence on retirement saving adequacy. Journal of Risk and Insurance, 65(3), 371-400. Mitchell, U. A., Ailshire, J. A., Brown, L. L., Levine, M. E., & Crimmins, E. M. (2016). Education and psychosocial functioning among older adults: 4-year change in sense of control and hope- lessness. Journals of Gerontology Series B: Psychological Sciences and Social Sciences. Advance online publication. Monteverde, M., Noronha, K., Palloni, A., & Novak, B. (2010). Obesity and excess mortality among the elderly in the United States and Mexico. Demography, 47(1), 79-96.