==========================================================================================

Section J: PENSION WEALTH IMPUTATION 2004  (Respondent)

==========================================================================================


HHID           HOUSEHOLD IDENTIFICATION NUMBER
         Section: J     Level: Respondent      Type: Character  Width: 6   Decimals: 0
         Ref: HHID

         This variable uniquely identifies an original household across waves.

         .................................................................................
                         000003-502761.  Household identifier range


==========================================================================================


PN             RESPONDENT PERSON IDENTIFICATION NUMBER
         Section: J     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: PN

         Each respondent has a Person Number. The identifier is unique within an original
         household across waves.

         .................................................................................
         17773         010.  Person number
           743         011.  Person number
            29         012.  Person number
             1         013.  Person number
          9118         020.  Person number
           171         021.  Person number
             8         022.  Person number
          1201         030.  Person number
            59         031.  Person number
             3         032.  Person number
          1699         040.  Person number
            79         041.  Person number
             4         042.  Person number


==========================================================================================


DBFLAG04       REPORTS AT LEAST ONE DB/COMBO PLAN ON CURRENT JOB IN 2004
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DBFlag04

         Flag: Respondent reports being covered by at least on DB/Combination plan on his
         current job in 2004.

         .................................................................................
          1850           1.  Reports DB plan(s) on current job in 2004
         29038       Blank.  Inap


==========================================================================================


DB60_04T       FLAG - INDICATES THAT DB VALUE AT AGE 60 IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DB60_04t

         Flag: Indicates that the DB value at age 60 in the 2004 survey is imputed.

         .................................................................................
           886           1.  Imputed by Mixed Method
         30002       Blank.  Not imputed/Inap


==========================================================================================


DB60_04X       IMPUTED DB VALUE AT AGE 60
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DB60_04x

         Pension wealth from DB plans in 2004 at age 60: observed DB values at age 60 for
         respondents with matched DB plan and imputed DB values for respondents without a
         matched plan from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850       72     1649111     195989.16     206310.12   29038
         -----------------------------------------------------------------


==========================================================================================


DB62_04T       FLAG - INDICATES THAT DB VALUE AT AGE 62 IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DB62_04t

         Flag: Indicates that the DB value at age 62 in the 2004 survey is imputed.

         .................................................................................
           886           1.  Imputed by Mixed Method
         30002       Blank.  Not imputed/Inap


==========================================================================================


DB62_04X       IMPUTED DB VALUE AT AGE 62
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DB62_04x

         Pension wealth from DB plans in 2004 at age 62: observed DB values at age 62 for
         respondents with matched DB plan and imputed DB values for respondents without a
         matched plan from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850        3     1814567     197377.97     193164.42   29038
         -----------------------------------------------------------------


==========================================================================================


DB65_04T       FLAG - INDICATES THAT DB VALUE AT AGE 65 IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DB65_04t

         Flag: Indicates that the DB value at age 65 in the 2004 survey is imputed.

         .................................................................................
           882           1.  Imputed by Mixed Method
         30006       Blank.  Not imputed/Inap


==========================================================================================


DB65_04X       IMPUTED DB VALUE AT AGE 65
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DB65_04x

         Pension wealth from DB plans in 2004 at age 65: observed DB values at age 65 for
         respondents with matched DB plan and imputed DB values for respondents without a
         matched plan from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850        5     1930153     192226.45     178766.48   29038
         -----------------------------------------------------------------


==========================================================================================


DB70_04T       FLAG - INDICATES THAT DB VALUE AT AGE 70 IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DB70_04t

         Flag: Indicates that the DB value at age 70 in the 2004 survey is imputed.

         .................................................................................
           881           1.  Imputed by Mixed Method
         30007       Blank.  Not imputed/Inap


==========================================================================================


DB70_04X       IMPUTED DB VALUE AT AGE 70
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DB70_04x

         Pension wealth from DB plans in 2004 at age 70: observed DB values at age 70 for
         respondents with matched DB plan and imputed DB values for respondents without a
         matched plan from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850        8     1795886     162427.93     153877.69   29038
         -----------------------------------------------------------------


==========================================================================================


DBER_04X       IMPUTED DB VALUE AT EARLY RETIREMENT AGE
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DBer_04x

         Pension wealth from DB plans at early retirement age for respondents with
         matched DB plan and imputed DB values for respondents without a matched plan
         from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850        3     1814567     165598.26     201794.11   29038
         -----------------------------------------------------------------


==========================================================================================


DBER_04T       FLAG - INDICATES THAT DB VALUE AT EARLY RETIREMENT AGE IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DBer_04t

         Flag: Indicates that the DB wealth at early retirement age (that is, the first
         year the worker becomes eligible for early retirement benefits) in the 2004
         survey is imputed.

         .................................................................................
           885           1.  Imputed by Mixed Method
         30003       Blank.  Not imputed/Inap


==========================================================================================


EAGE_04X       IMPUTED EARLY RETIREMENT AGE
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: EAge_04x

         Early retirement age: constructed based on pension plan provisions if respondent
         is linked to a pension plan in 2004, imputed if not

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850       30          78         57.13          5.85   29038
         -----------------------------------------------------------------


==========================================================================================


EAGE_04T       FLAG - INDICATES THAT EARLY RETIREMENT AGE IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: EAge_04t

         Flag: Indicates that early retirement age is imputed

         .................................................................................
           885           1.  Imputed by Mixed Method
         30003       Blank.  Not imputed/Inap


==========================================================================================


DBNR_04X       IMPUTED DB VALUE AT NORMAL RETIREMENT AGE
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DBnr_04x

         Pension wealth from DB plans at normal retirement age for respondents with
         matched DB plan and imputed DB values for respondents without a matched plan
         from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850        3     1930153     196503.99     208699.72   29038
         -----------------------------------------------------------------


==========================================================================================


DBNR_04T       FLAG - INDICATES THAT DB VALUE AT NORMAL RETIREMENT AGE IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DBnr_04t

         Flag: Indicates that the DB wealth at normal retirement age (that is, the first
         year the worker becomes eligible for normal retirement benefits) in the 2004
         survey is imputed.

         .................................................................................
           886           1.  Imputed by Mixed Method
         30002       Blank.  Not imputed/Inap


==========================================================================================


NAGE_04X       IMPUTED NORMAL RETIREMENT AGE
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: NAge_04x

         Normal retirement age: constructed based on pension plan provisions if
         respondent is linked to a pension plan in 2004, imputed if not

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1850       30          78         61.11          5.42   29038
         -----------------------------------------------------------------


==========================================================================================


NAGE_04T       FLAG - INDICATES THAT NORMAL RETIREMENT AGE IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: NAge_04t

         Flag: Indicates that normal retirement age is imputed

         .................................................................................
           886           1.  Imputed by Mixed Method
         30002       Blank.  Not imputed/Inap


==========================================================================================


DBXP_04X       IMPUTED DB VALUE AT EXPECTED AGE OF RETIREMENT
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DBxp_04x

         Pension wealth from DB plans at self-reported or imputed expected age of
         retirement for respondents with matched DB plan and imputed DB values for
         respondents without a matched plan from the 2004 employer survey.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1849        0     1930153     199405.26     198690.78   29039
         -----------------------------------------------------------------


==========================================================================================


DBXP_04T       FLAG - INDICATES THAT DB VALUE AT EXPECTED AGE OF RETIREMENT IS IMPU
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: DBxp_04t

         Flag: Indicates that the DB wealth at expected age of retirement in the 2004
         survey is imputed.

         .................................................................................
           884           1.  Imputed by Mixed Method
         30004       Blank.  Not imputed/Inap


==========================================================================================


XAGE_04X       IMPUTED EXPECTED AGE  OF RETIREMENT
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: XAge_04x

         Expected age of retirement for respondents who reported it in 2004 HRS survey
         and imputed expected age for respondents with missing values from the 2004 core
         survey data.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1849       48          94         63.62          4.74   29039
         -----------------------------------------------------------------


==========================================================================================


XAGE_04T       FLAG - INDICATES THAT EXPECTED AGE OF RETIREMENT IS IMPUTED
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: XAge_04t

         Flag: Indicates that the expected age of retirement is imputed.

         .................................................................................
           261           1.  Imputed by Mixed Method
                         2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          1589           4.  Original value
         29038       Blank.  Inap


==========================================================================================


DCFLAG04       REPORTS AT LEAST ONE DC/COMBO PLAN ON CURRENT JOB IN 2004
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DCFlag04

         Flag: Respondent reports being covered by at least on DC/Combination plan on his
         current job in 2004.

         .................................................................................
          2623           1.  Reports DC plan(s) on current job in 2004
         28265       Blank.  Inap


==========================================================================================


DC_04          TOTAL VALUE OF DC ACCOUNTS FROM CURRENT JOB IN 2004
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: DC_04

         This variable includes reported and imputed DC values from all DC and/or
         Combination accounts from respondent's current job in 2004.

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           2623        0     3000000      86212.63     189424.38   28265
         -----------------------------------------------------------------
                         1.  Imputed by Mixed Method


==========================================================================================


JJ339AX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN AB-1
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ339AX

         For that part of your plan where money is accumulated in an account, how much is
         in the account at present? (Actual account balance if reported and imputed
         account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            304        0     1600000      70692.17     128593.18   30584
         -----------------------------------------------------------------


==========================================================================================


JJ339AT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ339AT

         Type of imputations for JJ339ax

         .................................................................................
                         1.  Imputed by Mixed Method
           150           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2473           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ339BX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN AB-2
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ339BX

         For that part of your plan where money is accumulated in an account, how much is
         in the account at present? (Actual account balance if reported and imputed
         account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
             69     1000      600000      70362.32     120494.08   30819
         -----------------------------------------------------------------


==========================================================================================


JJ339BT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ339BT

         Type of imputations for JJ339bx

         .................................................................................
                         1.  Imputed by Mixed Method
            36           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2587           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ339CX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN AB-3
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ339CX

         For that part of your plan where money is accumulated in an account, how much is
         in the account at present? (Actual account balance if reported and imputed
         account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
             18    40000      118000      58777.78      27745.81   30870
         -----------------------------------------------------------------


==========================================================================================


JJ339CT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ339CT

         Type of imputations for JJ339cx

         .................................................................................
                         1.  Imputed by Mixed Method
            12           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2611           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ339DX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN AB-4
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ339DX

         For that part of your plan where money is accumulated in an account, how much is
         in the account at present? (Actual account balance if reported and imputed
         account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
              4   118000      118000     118000.00          0.00   30884
         -----------------------------------------------------------------


==========================================================================================


JJ339DT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ339DT

         Type of imputations for JJ339dx

         .................................................................................
                         1.  Imputed by Mixed Method
             3           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2620           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ413AX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN B-1
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ413AX

         How much money is in your account at present? (Actual account balance if
         reported and imputed account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1926        0     3000000      76886.28     184608.01   28962
         -----------------------------------------------------------------


==========================================================================================


JJ413AT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ413AT

         Type of imputations for JJ413ax

         .................................................................................
           609           1.  Imputed by Mixed Method
            15           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          1999           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ413BX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN B-2
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ413BX

         How much money is in your account at present? (Actual account balance if
         reported and imputed account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            721        0      900000      59380.04     100804.74   30167
         -----------------------------------------------------------------


==========================================================================================


JJ413BT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ413BT

         Type of imputations for JJ413bx

         .................................................................................
           231           1.  Imputed by Mixed Method
             3           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2389           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ413CX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN B-3
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ413CX

         How much money is in your account at present? (Actual account balance if
         reported and imputed account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            102        0      300000      42543.53      55496.11   30786
         -----------------------------------------------------------------


==========================================================================================


JJ413CT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ413CT

         Type of imputations for JJ413cx

         .................................................................................
                         1.  Imputed by Mixed Method
            37           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2586           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ413DX        IMPUTED AMOUNT IN ACCOUNT PRESENTLY-PLAN B-4
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ413DX

         How much money is in your account at present? (Actual account balance if
         reported and imputed account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
             19        5      130000      39994.26      35750.28   30869
         -----------------------------------------------------------------


==========================================================================================


JJ413DT        TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ413DT

         Type of imputations for JJ413dx

         .................................................................................
                         1.  Imputed by Mixed Method
             4           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2619           4.  Original value
         28265       Blank.  Inap


==========================================================================================


JJ431X         IMPUTED ACCOUNT BALANCE IN OTR PLANS
         Section: J     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: JJ431X

         Altogether how much do you have in your account balance(s) for any other pension
         plans or savings plan(s) from this job? (Actual account balance if reported and
         imputed account balance if missing)

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
              8    10000      500000     283125.00     188545.89   30880
         -----------------------------------------------------------------


==========================================================================================


JJ431T         TYPE OF IMPUTATION
         Section: J     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: JJ431T

         Type of imputations for JJ431x

         .................................................................................
                         1.  Imputed by Mixed Method
             3           2.  Imputed by Hot-deck Method
                         3.  Imputed by Replacement Method
          2620           4.  Original value
         28265       Blank.  Inap