==========================================================================================

Section T: WILLS AND LIFE INSURANCE  (Respondent)

==========================================================================================


HHID                          HOUSEHOLD IDENTIFICATION NUMBER
         Section: T     Level: Respondent      Type: Character  Width: 6   Decimals: 0

         .................................................................................
         20554           000003-959738.  Household Identification Number


==========================================================================================


PN                            RESPONDENT PERSON IDENTIFICATION NUMBER
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0

         .................................................................................
         11338         010.  Person Identifier
           693         011.  Person Identifier
            32         012.  Person Identifier
             1         013.  Person Identifier
          6649         020.  Person Identifier
           204         021.  Person Identifier
            12         022.  Person Identifier
             1         023.  Person Identifier
           593         030.  Person Identifier
            47         031.  Person Identifier
             7         032.  Person Identifier
             2         033.  Person Identifier
           910         040.  Person Identifier
            58         041.  Person Identifier
             6         042.  Person Identifier
             1         043.  Person Identifier


==========================================================================================


NSUBHH                        2012 SUB HOUSEHOLD IDENTIFICATION NUMBER
         Section: T     Level: Respondent      Type: Character  Width: 1   Decimals: 0

         .................................................................................
         18994           0.  Original sample household - no split from divorce or
                             separation of spouses or partners
           779           1.  Split household - one half of couple from SUBHH 0 and new
                             spouse or partner, if any
           610           2.  Split household - one half of couple from SUBHH 0 and new
                             spouse or partner, if any
            58           5.  Split household - one half of couple from SUBHH 1 or 2
             9           6.  Split household - one half of couple from SUBHH 1 or 2
           103           7.  Reunited household - respondents from split household
                             reunite
             1           8.  Split household - one half of couple from SUBHH 1 or 2


==========================================================================================


MSUBHH                        2010 SUB HOUSEHOLD IDENTIFICATION NUMBER
         Section: T     Level: Respondent      Type: Character  Width: 1   Decimals: 0

         .................................................................................
         19286           0.  Original sample household - no split from divorce or
                             separation of spouses or partners
           629           1.  Split household - one half of couple from SUBHH 0 and new
                             spouse or partner, if any
           490           2.  Split household - one half of couple from SUBHH 0 and new
                             spouse or partner, if any
            49           5.  Split household - one half of couple from SUBHH 1 or 2
             7           6.  Split household - one half of couple from SUBHH 1 or 2
            92           7.  Reunited household - respondents from split household
                             reunite
             1           8.  Split household - one half of couple from SUBHH 1 or 2


==========================================================================================


NPN_SP                        2012 SPOUSE/PARTNER PERSON NUMBER
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0

         .................................................................................
          5797         010.  Person Identifier
           549         011.  Person Identifier
            24         012.  Person Identifier
          5310         020.  Person Identifier
           175         021.  Person Identifier
             7         022.  Person Identifier
             1         023.  Person Identifier
           409         030.  Person Identifier
            33         031.  Person Identifier
             5         032.  Person Identifier
             2         033.  Person Identifier
           655         040.  Person Identifier
            47         041.  Person Identifier
             5         042.  Person Identifier
             1         043.  Person Identifier
            38         811.  Spouse of Non-Original Respondent
             3         812.  Spouse of Non-Original Respondent
             8         821.  Spouse of Non-Original Respondent
             1         822.  Spouse of Non-Original Respondent
             2         831.  Spouse of Non-Original Respondent
             4         841.  Spouse of Non-Original Respondent
             1         842.  Spouse of Non-Original Respondent
          7477       Blank.  Single Respondent Household


==========================================================================================


NCSR                          2012 WHETHER COVERSHEET RESPONDENT
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0

         .................................................................................
         14314           1.  Yes
            18           3.  2nd Coverscreen  R, answers not retained
          6222           5.  No


==========================================================================================


NFAMR                         2012 WHETHER FAMILY RESPONDENT
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0

         .................................................................................
         14147           1.  Family R
            14           3.  2nd Family R, answers not retained
          6393           5.  Non-Family R


==========================================================================================


NFINR                         2012 WHETHER FINANCIAL RESPONDENT
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0

         .................................................................................
         14191           1.  Financial R
            16           3.  2nd Financial R, answers not retained
          6347           5.  Non-Financial R


==========================================================================================


NT001                         DOES R HAVE VALID WILL
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T001_

         Do you currently have a will that is written and witnessed?

         .................................................................................
          9193           1.  YES, WILL
           100           2.  [VOL] YES, WILL AND TRUST
           124           3.  [VOL] NO WILL, BUT HAVE TRUST
         10951           5.  NO WILL
            60           8.  DK (Don't Know); NA (Not Ascertained)
            66           9.  RF (Refused)
            60       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.Wills.T001_ 

         IF NOT ((SecT.Wills.T001_ = NoWill) OR SecT.Wills.T001_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT002                         DID R MAKE FAMILY PROVISIONS IN WILL
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T002_

         Have you made provisions in your [will/will or trust/trust] for any family
         members [other than your [husband/wife/partner]]?

         .................................................................................
          8189           1.  YES
          1142           5.  NO
            55           8.  DK (Don't Know); NA (Not Ascertained)
            31           9.  RF (Refused)
         11137       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.Wills.T002_ 

         IF NOT ((SecT.Wills.T002_ = NO) OR SecT.Wills.T002_ = NONRESPONSE) THEN 

         IF piInitA101_TotalKids > 0 THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT003                         R WILL INCLUDE CHILDREN/STEPCHILDREN
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T003_

         Does that include any of your children or step-children?

         .................................................................................
          7496           1.  YES
           209           5.  NO
             5           8.  DK (Don't Know); NA (Not Ascertained)
            11           9.  RF (Refused)
         12833       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M1                       WHICH CHILD IS INCLUDED IN WILL -1
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[1]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
          2948                 041-990.  Other Person Number
          1864                     993.  ALL CHILDREN EQUALLY
          2615                     996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
            16                     998.  DK (Don't Know); NA (Not Ascertained)
            53                     999.  RF (Refused)
         13058                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M2                       WHICH CHILD IS INCLUDED IN WILL -2
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[2]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
          1698                 041-990.  Other Person Number
             3                     993.  ALL CHILDREN EQUALLY
             4                     996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         18849                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M3                       WHICH CHILD IS INCLUDED IN WILL -3
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[3]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
           640                 041-990.  Other Person Number
             1                     993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         19913                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M4                       WHICH CHILD IS INCLUDED IN WILL -4
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[4]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
           249                 041-990.  Other Person Number
             2                     993.  ALL CHILDREN EQUALLY
             3                     996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20300                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M5                       WHICH CHILD IS INCLUDED IN WILL -5
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[5]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
           111                 041-990.  Other Person Number
             2                     993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20441                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M6                       WHICH CHILD IS INCLUDED IN WILL -6
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[6]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
            50                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20504                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M7                       WHICH CHILD IS INCLUDED IN WILL -7
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[7]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
            19                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20535                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M8                       WHICH CHILD IS INCLUDED IN WILL -8
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[8]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             7                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20547                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M9                       WHICH CHILD IS INCLUDED IN WILL -9
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[9]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             4                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20550                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M10                      WHICH CHILD IS INCLUDED IN WILL -10
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[10]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             3                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20551                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M11                      WHICH CHILD IS INCLUDED IN WILL -11
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[11]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             2                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20552                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M12                      WHICH CHILD IS INCLUDED IN WILL -12
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[12]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             2                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20552                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M13                      WHICH CHILD IS INCLUDED IN WILL -13
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[13]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             2                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20552                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M14                      WHICH CHILD IS INCLUDED IN WILL -14
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[14]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
             2                 041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20552                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (T003_ <> NO) AND T003_ <> NONRESPONSE THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT004M15                      WHICH CHILD IS INCLUDED IN WILL -15
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T004_[15]

         (Which child is that?)
         
         IWER: Choose all that apply. If only one child appears, select and move on

         .................................................................................
                               041-990.  Other Person Number
                                   993.  ALL CHILDREN EQUALLY
                                   996.  ALL CHILDREN - "EQUALLY" NOT MENTIONED
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20554                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.Wills.T050_T004MTemp 

         IF NOT (p93 IN SecT.Wills.T050_T004MTemp) AND ((T050_T004MTemp.CARDINAL > 1) OR 
         ((T050_T004MTemp.CARDINAL = 1) AND (p96 IN SecT.Wills.T050_T004MTemp))) THEN 

         IF piInitA101_TotalKids > 1 THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT005                         WILL PROVIDE FOR ALL CHILDREN EQUALLY
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T005_

         Does that document provide for all your children about equally?

         .................................................................................
          3950           1.  YES
           327           5.  NO
             9           8.  DK (Don't Know); NA (Not Ascertained)
            12           9.  RF (Refused)
         16256       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.Wills.T002_ 

         IF NOT ((SecT.Wills.T002_ = NO) OR SecT.Wills.T002_ = NONRESPONSE) THEN 

         IF (piE046orZ114_NumGKids > 0) AND (piE046orZ114_NumGKids <> 95) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT006                         R WILL INCLUDE GRANDCHILDREN
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T006_

         Does that document include any grandchild directly?

         .................................................................................
          1062           1.  YES
            88           2.  [VOL] ONLY THROUGH THEIR PARENTS
          5170           5.  NO
            40           8.  DK (Don't Know); NA (Not Ascertained)
            27           9.  RF (Refused)
         14167       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M1                       WILL INCLUDE WHICH GRANDCHILD - 1
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[1]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
           869                 041-990.  Other Person Number
            36                     992.  DECEASED CHILD
           232                     993.  ALL CHILDREN
             6                     998.  DK (Don't Know); NA (Not Ascertained)
             7                     999.  RF (Refused)
         19404                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M2                       WILL INCLUDE WHICH GRANDCHILD - 2
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[2]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
           210                 041-990.  Other Person Number
             4                     992.  DECEASED CHILD
             2                     993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20338                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M3                       WILL INCLUDE WHICH GRANDCHILD - 3
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[3]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
            59                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
             1                     993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20494                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M4                       WILL INCLUDE WHICH GRANDCHILD - 4
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[4]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
            18                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20536                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M5                       WILL INCLUDE WHICH GRANDCHILD - 5
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[5]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
             3                 041-990.  Other Person Number
             1                     992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20550                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M6                       WILL INCLUDE WHICH GRANDCHILD - 6
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[6]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
             1                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20553                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF NOT ((T006_ = No) OR T006_ = NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT007M7                       WILL INCLUDE WHICH GRANDCHILD - 7
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.Wills.T007_[7]

         Which of your children is the parent of that grandchild?
         
         IWER: CHOOSE all that apply

         .................................................................................
                               041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20554                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.Wills.T002_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT008                         WILL PROVIDE FOR CHARITY
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.Wills.T008_

         Have you made provisions for any charities in your will or trust?

         .................................................................................
           885           1.  YES
          8423           5.  NO
            67           8.  DK (Don't Know); NA (Not Ascertained)
            42           9.  RF (Refused)
         11137       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT011                         R HAVE ANY LIFE INSURANCE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T011_

         Do you have any life insurance, including individual or group policies?
         
         IWER: Do not include burial insurance

         .................................................................................
         11656           1.  YES
          8591           5.  NO
           127           8.  DK (Don't Know); NA (Not Ascertained)
           120           9.  RF (Refused)
            60       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T011_ 

         IF NOT ((SecT.LifeInsurance.T011_ = NO) OR SecT.LifeInsurance.T011_ = 
         NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT012                         NUMBER OF DIFF LIFE INS POLICIES R HAS
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T012_

         How many different life insurance policies do you have?
         
         IWER: Include individual policies, group policies, or paid-up policies if R
         asks.

         .................................................................................
          7090           1.  ONE
          3118           2.  TWO
           903           3.  THREE
           232           4.  FOUR
           119           5.  FIVE OR MORE
           105           8.  DK (Don't Know); NA (Not Ascertained)
            89           9.  RF (Refused)
          8898       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T012_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT013                         FACE VALUE OF R LIFE INS POLICIES
         Section: T     Level: Respondent      Type: Numeric    Width: 7   Decimals: 0
         Ref: SecT.LifeInsurance.T013_

         [What/Altogether, what] is the total face value of [this policy/these policies],
         that is, the amount of money the beneficiary would get if you were to die?
         
         IWER: Do not probe DK/RF
         
         Amount:

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           9854        0     8250000     117521.64     269827.79    8898
         -----------------------------------------------------------------
          1187     9999998.  DK (Don't Know); NA (Not Ascertained)
           615     9999999.  RF (Refused)


==========================================================================================


         ASSIGN: T014_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T013_ 
         IF SecT.LifeInsurance.T013_ <> EMPTY AND SecT.LifeInsurance.T013_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT014                         FACE VALUE OF R LIFE INS -MIN
         Section: T     Level: Respondent      Type: Numeric    Width: 6   Decimals: 0
         Ref: SecT.LifeInsurance.T014_

         Does it amount to less than $____ , more than $____ , or what?
         
         PROCEDURES: 3Up, 2Up1Down, 1Up2Down
         BREAKPOINTS: $2,500, $25,000, $50,000, $250,000
         RANDOM ENTRY POINTS: $2,500, $25,000, $50,000
         ENTRY POINT ASSIGNMENT 1 or 2 or {NOT 1 and NOT 2} AT Z087
         
         ORDER OF ENTRY POINT ASSIGNMENTS AND PROCEDURES CORRESPOND

         .................................................................................
           918           0.  Value of Breakpoint
            28        2500.  Value of Breakpoint
           313        2501.  Value of Breakpoint
            65       25000.  Value of Breakpoint
           165       25001.  Value of Breakpoint
            53       50000.  Value of Breakpoint
           193       50001.  Value of Breakpoint
            13      250000.  Value of Breakpoint
            51      250001.  Value of Breakpoint
         18755       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T015_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T013_ 
         IF SecT.LifeInsurance.T013_ <> EMPTY AND SecT.LifeInsurance.T013_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT015                         FACE VALUE OF R LIFE INS - MAX
         Section: T     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: SecT.LifeInsurance.T015_

         *

         .................................................................................
            82        2499.  Value of Breakpoint
            28        2500.  Value of Breakpoint
           310       24999.  Value of Breakpoint
            65       25000.  Value of Breakpoint
           159       49999.  Value of Breakpoint
            53       50000.  Value of Breakpoint
           169      249999.  Value of Breakpoint
            13      250000.  Value of Breakpoint
           920    99999996.  Greater than Maximum Breakpoint
         18755       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T016_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T013_ 
         IF SecT.LifeInsurance.T013_ <> EMPTY AND SecT.LifeInsurance.T013_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT016                         FACE VALUE OF R LIFE INS - RESULT
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T016_

         *

         .................................................................................
             3          97.  Data Not Available
           412          98.  DK (Don't Know); NA (Not Ascertained)
           520          99.  RF (Refused)
         19619       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M1                       WHO ARE BENEFFICIARIES -1
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[1]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
          2783                 041-990.  Other Person Number
          6365                     991.  R'S SPOUSE/PARTNER
             5                     992.  DECEASED CHILD
          1301                     993.  ALL CHILDREN
            50                     994.  ALL GRANDCHILDREN
           303                     995.  R's Sibling(s)
           576                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
           109                     998.  DK (Don't Know); NA (Not Ascertained)
           163                     999.  RF (Refused)
          8899                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M2                       WHO ARE BENEFFICIARIES -2
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[2]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
          2223                 041-990.  Other Person Number
           184                     991.  R'S SPOUSE/PARTNER
             5                     992.  DECEASED CHILD
           830                     993.  ALL CHILDREN
            66                     994.  ALL GRANDCHILDREN
            63                     995.  R's Sibling(s)
           209                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         16974                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M3                       WHO ARE BENEFFICIARIES -3
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[3]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
           812                 041-990.  Other Person Number
           104                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
             1                     993.  ALL CHILDREN
            25                     994.  ALL GRANDCHILDREN
            10                     995.  R's Sibling(s)
            42                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         19560                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M4                       WHO ARE BENEFFICIARIES -4
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[4]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
           214                 041-990.  Other Person Number
            17                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
             1                     993.  ALL CHILDREN
             8                     994.  ALL GRANDCHILDREN
             5                     995.  R's Sibling(s)
            11                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20298                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M5                       WHO ARE BENEFFICIARIES -5
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[5]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
            54                 041-990.  Other Person Number
             6                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
             2                     993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
             5                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20487                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M6                       WHO ARE BENEFFICIARIES -6
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[6]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
            17                 041-990.  Other Person Number
             3                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20534                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M7                       WHO ARE BENEFFICIARIES -7
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[7]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             9                 041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20545                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M8                       WHO ARE BENEFFICIARIES -8
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[8]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             4                 041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20550                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT017M9                       WHO ARE BENEFFICIARIES -9
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T017_[9]

         Who are the beneficiaries of [this policy/these policies]?
         
         IWER: CHOOSE all that apply

         .................................................................................
                               041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20554                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T052_T017MTemp 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT018                         R HAVE WHOLE/STRAIGHT LIFE INS POLICIES
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T018_

         [Is this a life insurance policy that builds/Are any of these life insurance
         policies ones that build] up a cash value that you can borrow against, or that
         you would receive if the policy were to be cancelled?
         
         Def: (These are sometimes called 'Whole Life' or 'Straight Life Policies.')

         .................................................................................
          4895           1.  YES
          5943           5.  NO
           710           8.  DK (Don't Know); NA (Not Ascertained)
           108           9.  RF (Refused)
          8898       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T018_ 

         IF SecT.LifeInsurance.T018_ = YES THEN 

         IF SecT.LifeInsurance.T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT019                         HOW MANY WHOLE/STRAIGHT LIFE INS POLICY
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T019_

         (How many such policies do you have?)

         .................................................................................
          1167           1.  ONE
           836           2.  TWO
           202           3.  THREE
            72           4.  FOUR
            41           5.  FIVE OR MORE
            38           8.  DK (Don't Know); NA (Not Ascertained)
            19           9.  RF (Refused)
         18179       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T019_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT020                         CURR FACE VALUE OF WHOLE LIFE INS POLICY
         Section: T     Level: Respondent      Type: Numeric    Width: 7   Decimals: 0
         Ref: SecT.LifeInsurance.T020_

         What is the current face value of [these policies/this policy]?
         
         IWER: Do not probe DK/RF
         
         Amount:

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
           1788        0     3000000      76300.73     166336.18   18180
         -----------------------------------------------------------------
           439     9999998.  DK (Don't Know); NA (Not Ascertained)
           147     9999999.  RF (Refused)


==========================================================================================


         ASSIGN: T021_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T020_ 
         IF SecT.LifeInsurance.T020_ <> EMPTY AND SecT.LifeInsurance.T020_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT021                         CURR FACE VALUE OF LIFE INS - MIN
         Section: T     Level: Respondent      Type: Numeric    Width: 6   Decimals: 0
         Ref: SecT.LifeInsurance.T021_

         Does it amount to less than $____ , more than $____ , or what?
         
         PROCEDURES: 3Up, 2Up1Down, 1Up2Down
         BREAKPOINTS: $2,500, $25,000, $50,000, $250,000
         RANDOM ENTRY POINTS: $2,500, $25,000, $50,000
         ENTRY POINT ASSIGNMENT 1 or 2 or {NOT 1 and NOT 2} AT Z087
         
         ORDER OF ENTRY POINT ASSIGNMENTS AND PROCEDURES CORRESPOND

         .................................................................................
           268           0.  Value of Breakpoint
             7        2500.  Value of Breakpoint
           145        2501.  Value of Breakpoint
            16       25000.  Value of Breakpoint
            54       25001.  Value of Breakpoint
            16       50000.  Value of Breakpoint
            62       50001.  Value of Breakpoint
             5      250000.  Value of Breakpoint
            12      250001.  Value of Breakpoint
         19969       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T022_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T020_ 
         IF SecT.LifeInsurance.T020_ <> EMPTY AND SecT.LifeInsurance.T020_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT022                         CURR FACE VALUE OF LIFE INS - MAX
         Section: T     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: SecT.LifeInsurance.T022_

         *

         .................................................................................
            28        2499.  Value of Breakpoint
             7        2500.  Value of Breakpoint
           143       24999.  Value of Breakpoint
            16       25000.  Value of Breakpoint
            52       49999.  Value of Breakpoint
            16       50000.  Value of Breakpoint
            59      249999.  Value of Breakpoint
             5      250000.  Value of Breakpoint
           259    99999996.  Greater than Maximum Breakpoint
         19969       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T023_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T020_ 
         IF SecT.LifeInsurance.T020_ <> EMPTY AND SecT.LifeInsurance.T020_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT023                         CURR FACE VALUE OF LIFE INS - RESULT
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T023_

         *

         .................................................................................
             1          97.  Data Not Available
           137          98.  DK (Don't Know); NA (Not Ascertained)
           127          99.  RF (Refused)
         20289       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T018_ 

         IF SecT.LifeInsurance.T018_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT024                         TOTAL AMT R PAY FOR LIFE INS POLICIES
         Section: T     Level: Respondent      Type: Numeric    Width: 5   Decimals: 0
         Ref: SecT.LifeInsurance.T024_

         (Altogether,) about how much in total do you pay for [these policies/this
         policy] each month or year?
         
         IWER: ENTER 0 If paid up or no premium payments
         
         Amount:
         
         Per:

         .................................................................................
          4397                 0-60000.  Actual Value
           380                   99998.  DK (Don't Know); NA (Not Ascertained)
           117                   99999.  RF (Refused)
         15660                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T026_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T024_ 
         IF SecT.LifeInsurance.T024_ <> EMPTY AND SecT.LifeInsurance.T024_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT026                         TOTAL AMT R PAY FOR LIFE INS POLIC - MIN
         Section: T     Level: Respondent      Type: Numeric    Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T026_

         Does it amount to less than $____ per month, more than $____ per month, or what?
         
         PROCEDURES: 2Up2Down, 1Up3Down
         BREAKPOINTS: $20, $50, $100, $200, $400
         RANDOM ENTRY POINTS: $100, $200
         ENTRY POINT ASSIGNMENT 1 or {NOT 1} AT X501
         
         ORDER OF ENTRY POINT ASSIGNMENTS AND PROCEDURES CORRESPOND

         .................................................................................
           168           0.  Value of Breakpoint
             3          20.  Value of Breakpoint
            30          21.  Value of Breakpoint
            10          50.  Value of Breakpoint
            33          51.  Value of Breakpoint
            18         100.  Value of Breakpoint
           141         101.  Value of Breakpoint
            18         200.  Value of Breakpoint
            53         201.  Value of Breakpoint
             2         400.  Value of Breakpoint
            21         401.  Value of Breakpoint
         20057       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T027_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T024_ 
         IF SecT.LifeInsurance.T024_ <> EMPTY AND SecT.LifeInsurance.T024_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT027                         TOTAL AMT R PAY FOR LIFE INS POLIC - MAX
         Section: T     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: SecT.LifeInsurance.T027_

         *

         .................................................................................
             5          19.  Value of Breakpoint
             3          20.  Value of Breakpoint
            36          49.  Value of Breakpoint
            10          50.  Value of Breakpoint
            49          99.  Value of Breakpoint
            18         100.  Value of Breakpoint
            45         199.  Value of Breakpoint
            18         200.  Value of Breakpoint
            38         399.  Value of Breakpoint
             2         400.  Value of Breakpoint
           273    99999996.  Greater than Maximum Breakpoint
         20057       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T028_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T024_ 
         IF SecT.LifeInsurance.T024_ <> EMPTY AND SecT.LifeInsurance.T024_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT028                         TOTAL AMT PAY LIFE INSURANCE - RESULT
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T028_

         *

         .................................................................................
           179          98.  DK (Don't Know); NA (Not Ascertained)
           106          99.  RF (Refused)
         20269       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T024_ 

         IF (SecT.LifeInsurance.T024_ > 0) AND (SecT.LifeInsurance.T024_ = RESPONSE) 
         THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT025                         TOTAL AMT R PAY FOR LIFE INS POLIC - PER
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T025_

         (Altogether, about how much in total do you pay for [these policies/this policy]
         each month or year?)
         
         Amount: [TOTAL AMT R PAY FOR LIFE INS POLICIES]
         
         Per:

         .................................................................................
          2482           1.  MONTH
           981           2.  YEAR
             3           8.  DK (Don't Know); NA (Not Ascertained)
                         9.  RF (Refused)
         17088       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M1                       WHO ARE BENEFICIARIES OF THESE INS - 1
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[1]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
           557                 041-990.  Other Person Number
          1322                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
           284                     993.  ALL CHILDREN
            11                     994.  ALL GRANDCHILDREN
            56                     995.  R's Sibling(s)
           111                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
            11                     998.  DK (Don't Know); NA (Not Ascertained)
            21                     999.  RF (Refused)
         18181                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M2                       WHO ARE BENEFICIARIES OF THESE INS - 2
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[2]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
           429                 041-990.  Other Person Number
            50                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
           233                     993.  ALL CHILDREN
            15                     994.  ALL GRANDCHILDREN
            14                     995.  R's Sibling(s)
            66                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         19747                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M3                       WHO ARE BENEFICIARIES OF THESE INS - 3
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[3]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
           165                 041-990.  Other Person Number
            32                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
             6                     994.  ALL GRANDCHILDREN
             4                     995.  R's Sibling(s)
            17                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20330                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M4                       WHO ARE BENEFICIARIES OF THESE INS - 4
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[4]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
            41                 041-990.  Other Person Number
             9                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
             1                     994.  ALL GRANDCHILDREN
             1                     995.  R's Sibling(s)
             1                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20501                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M5                       WHO ARE BENEFICIARIES OF THESE INS - 5
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[5]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
            12                 041-990.  Other Person Number
             2                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
             1                     997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20539                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M6                       WHO ARE BENEFICIARIES OF THESE INS - 6
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[6]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             2                 041-990.  Other Person Number
             4                     991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20548                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M7                       WHO ARE BENEFICIARIES OF THESE INS - 7
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[7]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             1                 041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20553                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M8                       WHO ARE BENEFICIARIES OF THESE INS - 8
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[8]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             1                 041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20553                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M9                       WHO ARE BENEFICIARIES OF THESE INS - 9
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[9]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
             1                 041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20553                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF T012_ <> One THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT029M10                      WHO ARE BENEFICIARIES OF THESE INS - 10
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T029_[10]

         Who are the beneficiaries of [these policies/this policy]?
         
         IWER: CHOOSE all that apply

         .................................................................................
                               041-990.  Other Person Number
                                   991.  R'S SPOUSE/PARTNER
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN
                                   994.  ALL GRANDCHILDREN
                                   995.  R's Sibling(s)
                                   997.  OTHER (SPECIFY); including churches, charitable
                                         organizations, ex-spouses and other persons not
                                         on list for this question
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20554                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T018_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT031                         LAST WAVE OBTAIN NEW LIFE INSURANCE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T031_

         [Since [Prev Wave IW Month], [Prev Wave IW Year]/In the last two years], have
         you obtained any new life insurance policies?

         .................................................................................
           578           1.  YES
         11037           5.  NO
            17           8.  DK (Don't Know); NA (Not Ascertained)
            23           9.  RF (Refused)
          8899       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T031_ 

         IF NOT ((SecT.LifeInsurance.T031_ = NO) OR SecT.LifeInsurance.T031_ = 
         NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT032                         FACE VALUE NEW LIFE INSURANCE
         Section: T     Level: Respondent      Type: Numeric    Width: 7   Decimals: 0
         Ref: SecT.LifeInsurance.T032_

         What is the total face value of (this policy/all of these policies)?
         
         IWER: Do not probe DK/RF
         
         Amount:

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            524       10     4000000     108646.20     254538.57   19976
         -----------------------------------------------------------------
            36     9999998.  DK (Don't Know); NA (Not Ascertained)
            18     9999999.  RF (Refused)


==========================================================================================


         ASSIGN: T033_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T032_ 
         IF SecT.LifeInsurance.T032_ <> EMPTY AND SecT.LifeInsurance.T032_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT033                         FACE VALUE NEW LIFE INSURANCE - MIN
         Section: T     Level: Respondent      Type: Numeric    Width: 6   Decimals: 0
         Ref: SecT.LifeInsurance.T033_

         Does it amount to less than $____ , more than $____ , or what?
         
         PROCEDURE: 2Up1Down
         BREAKPOINTS: $2,500, $25,000, $50,000, $250,000
         ENTRY POINT: $25,000

         .................................................................................
            25           0.  Value of Breakpoint
            10        2501.  Value of Breakpoint
             2       25000.  Value of Breakpoint
             6       25001.  Value of Breakpoint
             1       50000.  Value of Breakpoint
             8       50001.  Value of Breakpoint
             1      250000.  Value of breakpoint
             1      250001.  Value of Breakpoint
         20500       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T034_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T032_ 
         IF SecT.LifeInsurance.T032_ <> EMPTY AND SecT.LifeInsurance.T032_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT034                         FACE VALUE NEW LIFE INSURANCE - MAX
         Section: T     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: SecT.LifeInsurance.T034_

         *

         .................................................................................
             5        2499.  Value of Breakpoint
            10       24999.  Value of Breakpoint
             2       25000.  Value of Breakpoint
             1       49999.  Value of Breakpoint
             1       50000.  Value of Breakpoint
             8      249999.  Value of Breakpoint
             1      250000.  Value of breakpoint
            26    99999996.  Greater than Maximum Breakpoint
         20500       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T035_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T032_ 
         IF SecT.LifeInsurance.T032_ <> EMPTY AND SecT.LifeInsurance.T032_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT035                         FACE VALUE NEW LIFE INSURANCE - RESULT
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T035_

         *

         .................................................................................
            10          98.  DK (Don't Know); NA (Not Ascertained)
            15          99.  RF (Refused)
         20529       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T011_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT036                         R LIFE INS POLICY LAPSE SINCE LAST WAVE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T036_

         [Since [Prev Wave IW Month], [Prev Wave IW Year]/In the last two years], have
         you allowed any life insurance policies to lapse or have any been cancelled?

         .................................................................................
          1050           1.  YES
         19252           5.  NO
            93           8.  DK (Don't Know); NA (Not Ascertained)
            98           9.  RF (Refused)
            61       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T036_ 

         IF NOT ((SecT.LifeInsurance.T036_ = NO) OR SecT.LifeInsurance.T036_ = 
         NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT037                         FACE VAL LAPSED LIFE INS P0LICY
         Section: T     Level: Respondent      Type: Numeric    Width: 7   Decimals: 0
         Ref: SecT.LifeInsurance.T037_

         What was the total face value of (this policy/all of these policies)?
         
         IWER: Do not probe DK/RF
         
         Amount:

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            903        1     3000000      93151.11     186830.83   19504
         -----------------------------------------------------------------
           136     9999998.  DK (Don't Know); NA (Not Ascertained)
            11     9999999.  RF (Refused)


==========================================================================================


         ASSIGN: T038_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T037_ 
         IF SecT.LifeInsurance.T037_ <> EMPTY AND SecT.LifeInsurance.T037_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT038                         FACE VAL LAPSED LIFE INS P0LICY - MIN
         Section: T     Level: Respondent      Type: Numeric    Width: 6   Decimals: 0
         Ref: SecT.LifeInsurance.T038_

         Does it amount to less than $____ , more than $____ , or what?
         
         PROCEDURE: 1Up2Down
         BREAKPOINTS: $2,500, $25,000, $50,000, $250,000
         ENTRY POINT: $50,000

         .................................................................................
            63           0.  Value of Breakpoint
             5        2500.  Value of Breakpoint
            30        2501.  Value of Breakpoint
             5       25000.  Value of Breakpoint
            11       25001.  Value of Breakpoint
            12       50000.  Value of Breakpoint
            15       50001.  Value of Breakpoint
             1      250000.  Value of breakpoint
             2      250001.  Value of Breakpoint
         20410       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T039_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T037_ 
         IF SecT.LifeInsurance.T037_ <> EMPTY AND SecT.LifeInsurance.T037_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT039                         FACE VAL LAPSED LIFE INS P0LICY - MAX
         Section: T     Level: Respondent      Type: Numeric    Width: 8   Decimals: 0
         Ref: SecT.LifeInsurance.T039_

         *

         .................................................................................
            15        2499.  Value of Breakpoint
             5        2500.  Value of Breakpoint
            34       24999.  Value of Breakpoint
             5       25000.  Value of Breakpoint
            19       49999.  Value of Breakpoint
            12       50000.  Value of Breakpoint
            13      249999.  Value of Breakpoint
             1      250000.  Value of breakpoint
            40    99999996.  Greater than Maximum Breakpoint
         20410       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         ASSIGN: T040_ :=  EMPTY:{PREVIOUS ASK} SecT.LifeInsurance.T037_ 
         IF SecT.LifeInsurance.T037_ <> EMPTY AND SecT.LifeInsurance.T037_ <> 
         NONRESPONSE THEN 

         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT040                         FACE VAL LAPSED LIFE INS P0LICY - RESULT
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T040_

         *

         .................................................................................
             3          97.  Data Not Available
            42          98.  DK (Don't Know); NA (Not Ascertained)
             9          99.  RF (Refused)
         20500       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T037_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT041                         WHO LET LIFE INS POLICY LAPSE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T041_

         Was this lapse or cancellation something you chose to do, or was it done by the
         provider, your employer, or someone else?

         .................................................................................
           684           1.  R'S CHOICE
           352           2.  PROVIDER/EMPLOYER/SOMEONE ELSE CHOICE
            13           8.  DK (Don't Know); NA (Not Ascertained)
             3           9.  RF (Refused)
         19502       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T041_ 

         IF SecT.LifeInsurance.T041_ <> ProveREmpElseChose THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT042                         WHY LET LIFE INS POLICY LAPSE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T042_

         Was it because the policy was too expensive, because you did not need the
         coverage or some other reason?

         .................................................................................
           376           1.  TOO EXPENSIVE
           147           2.  COVERAGE NOT NEEDED
            19           3.  R GOT NEW POLICY
            39           4.  TAKE THE CASH OUT
            15           5.  Coverage connected with job, or R moved
            85           7.  OTHER (SPECIFY); general or specific dissatisfaction with
                             plan
            10           8.  DK (Don't Know); NA (Not Ascertained)
            10           9.  RF (Refused)
         19853       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T042_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT043                         R RECD CASH AFTER POLICY CANCEL OR LAPSE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T043_

         Did you receive any cash when the policy was cancelled or allowed to lapse?

         .................................................................................
           153           1.  YES
           544           5.  NO
             2           8.  DK (Don't Know); NA (Not Ascertained)
             2           9.  RF (Refused)
         19853       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T043_ 

         IF NOT ((SecT.LifeInsurance.T043_ = NO) OR SecT.LifeInsurance.T043_ = 
         NONRESPONSE) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT044                         AMT RECD AFTER R POLICY CANCEL OR LAPSE
         Section: T     Level: Respondent      Type: Numeric    Width: 7   Decimals: 0
         Ref: SecT.LifeInsurance.T044_

         About how much cash did you receive?
         
         Amount:

         .................................................................................

         -----------------------------------------------------------------
              N      Min         Max          Mean            SD    Miss
            142       25      200000      11227.93      24657.56   20401
         -----------------------------------------------------------------
             8     9999998.  DK (Don't Know); NA (Not Ascertained)
             3     9999999.  RF (Refused)


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T036_ 

         IF piSecAContinuInterviewA019_RAge >= 65 THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT245                         EVER DISCUSSED MEDICAL CARE WITH ANYONE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T245_

         Now we would like to ask you some questions about healthcare decisions that
         might need to be made for you in the future, if you are unable to make them
         yourself.
         
         People sometimes make plans about the types of care or medical treatment they
         would want or not want, if they were to become seriously ill.
         
         Have you ever discussed with anyone the care or medical treatment you would want
         to receive if you were to become seriously ill in the future?

         .................................................................................
          6217           1.  YES
          4419           5.  NO
            48           8.  DK (Don't Know); NA (Not Ascertained)
            21           9.  RF (Refused)
          9849       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T245_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT246                         ASSIGN DURABLE POWER OF ATTORNEY
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T246_

         Have you made any legal arrangements for a specific person or persons to make
         decisions about your care or medical treatment if you can not make those
         decisions yourself? This is sometimes called a "Durable Power of Attorney for
         Health Care".

         .................................................................................
          5129           1.  YES
          5458           5.  NO
            95           8.  DK (Don't Know); NA (Not Ascertained)
            23           9.  RF (Refused)
          9849       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T246_ 

         IF SecT.LifeInsurance.T246_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT247M1                       WHO HAS DURABLE POWER OF ATTORNEY -1
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T247M[1]

         Who has that authority, (that is, what is their relationship to you)?
         
         IWER: CHOOSE all that apply

         .................................................................................
          1707           3.  SPOUSE/PARTNER
          2922           4.  CHILD/CHILD-IN-LAW/GRANDCHILD
           288           5.  OTHER RELATIVE
            76           6.  FRIEND
            21           7.  PHYSICIAN/HEALTHCARE PROFESSIONAL
             7           8.  MINISTER/RABBI/PRIEST/RELIGIOUS ADVISOR
            21           9.  ATTORNEY
             1          10.  SOCIAL WORKER
            45          97.  OTHER (SPECIFY)
            13          98.  DK (Don't Know); NA (Not Ascertained)
            28          99.  RF (Refused)
         15425       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T246_ 

         IF SecT.LifeInsurance.T246_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT247M2                       WHO HAS DURABLE POWER OF ATTORNEY -2
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T247M[2]

         Who has that authority, (that is, what is their relationship to you)?
         
         IWER: CHOOSE all that apply

         .................................................................................
            57           3.  SPOUSE/PARTNER
           642           4.  CHILD/CHILD-IN-LAW/GRANDCHILD
            96           5.  OTHER RELATIVE
            25           6.  FRIEND
            15           7.  PHYSICIAN/HEALTHCARE PROFESSIONAL
             4           8.  MINISTER/RABBI/PRIEST/RELIGIOUS ADVISOR
            10           9.  ATTORNEY
                        10.  SOCIAL WORKER
            34          97.  OTHER (SPECIFY)
                        98.  DK (Don't Know); NA (Not Ascertained)
                        99.  RF (Refused)
         19671       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T246_ 

         IF SecT.LifeInsurance.T246_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT247M3                       WHO HAS DURABLE POWER OF ATTORNEY -3
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T247M[3]

         Who has that authority, (that is, what is their relationship to you)?
         
         IWER: CHOOSE all that apply

         .................................................................................
             3           3.  SPOUSE/PARTNER
             4           4.  CHILD/CHILD-IN-LAW/GRANDCHILD
             8           5.  OTHER RELATIVE
                         6.  FRIEND
             2           7.  PHYSICIAN/HEALTHCARE PROFESSIONAL
                         8.  MINISTER/RABBI/PRIEST/RELIGIOUS ADVISOR
                         9.  ATTORNEY
                        10.  SOCIAL WORKER
             3          97.  OTHER (SPECIFY)
                        98.  DK (Don't Know); NA (Not Ascertained)
                        99.  RF (Refused)
         20534       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T246_ 

         IF SecT.LifeInsurance.T246_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT247M4                       WHO HAS DURABLE POWER OF ATTORNEY -4
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T247M[4]

         Who has that authority, (that is, what is their relationship to you)?
         
         IWER: CHOOSE all that apply

         .................................................................................
                         3.  SPOUSE/PARTNER
                         4.  CHILD/CHILD-IN-LAW/GRANDCHILD
                         5.  OTHER RELATIVE
                         6.  FRIEND
                         7.  PHYSICIAN/HEALTHCARE PROFESSIONAL
                         8.  MINISTER/RABBI/PRIEST/RELIGIOUS ADVISOR
                         9.  ATTORNEY
                        10.  SOCIAL WORKER
                        97.  OTHER (SPECIFY)
                        98.  DK (Don't Know); NA (Not Ascertained)
                        99.  RF (Refused)
         20554       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M1                       DURABLE POWER - WHICH CHILD -1
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[1]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
          3193                 041-990.  Other Person Number
             5                     992.  DECEASED CHILD
           312                     993.  ALL CHILDREN EQUALLY
            39                     997.  OTHER (Specify)
            11                     998.  DK (Don't Know); NA (Not Ascertained)
             8                     999.  RF (Refused)
         16986                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M2                       DURABLE POWER - WHICH CHILD -2
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[2]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
           824                 041-990.  Other Person Number
             1                     992.  DECEASED CHILD
             3                     993.  ALL CHILDREN EQUALLY
            43                     997.  OTHER (Specify)
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         19683                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M3                       DURABLE POWER - WHICH CHILD -3
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[3]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
           107                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN EQUALLY
             6                     997.  OTHER (Specify)
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20441                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M4                       DURABLE POWER - WHICH CHILD -4
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[4]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
            16                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN EQUALLY
                                   997.  OTHER (Specify)
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20538                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M5                       DURABLE POWER - WHICH CHILD -5
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[5]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
             5                 041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN EQUALLY
                                   997.  OTHER (Specify)
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20549                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF CHILDCHILDLAW IN T247M THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT248M6                       DURABLE POWER - WHICH CHILD -6
         Section: T     Level: Respondent      Type: Character  Width: 3   Decimals: 0
         Ref: SecT.LifeInsurance.T248_[6]

         (Which child was that?)
         
         IWER:  If grandchild: (Which child is the parent of that grandchild?)
         
         IWER:  Choose all that apply

         .................................................................................
                               041-990.  Other Person Number
                                   992.  DECEASED CHILD
                                   993.  ALL CHILDREN EQUALLY
                                   997.  OTHER (Specify)
                                   998.  DK (Don't Know); NA (Not Ascertained)
                                   999.  RF (Refused)
         20554                   Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (p97 IN T066_T248MTemp) OR (OTHERSPECIFY IN T247M) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT249M1                       DURABLE POWER - OTHER SPECIFY -1
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T249_

         Who has that authority, (that is, what is their relationship to you)?

         .................................................................................
            23           1.  Grandchild
            16           2.  Sibling/sibling-in-law
             7           3.  Spouse/partner
            48           4.  Child/step-child/child-in-law/ex-child-in-law
            16           5.  Other relative
             7           6.  Friend/neighbor/roommate/godchild
             9           7.  Physician/healthcare professional/social worker
             4           8.  Minister/rabbi/priest/religious advisor
             8           9.  Attorney/legal advisor/accountant/estate executor/trust
                             manager
             5          10.  Ex-spouse/ex-partner
            13          11.  Name -- NFS
             2          97.  Other
             3          98.  DK (Don't Know); NA (Not Ascertained)
                        99.  RF (Refused)
         20393       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         IF (p97 IN T066_T248MTemp) OR (OTHERSPECIFY IN T247M) THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT249M2                       DURABLE POWER - OTHER SPECIFY -2
         Section: T     Level: Respondent      Type: Numeric    Width: 2   Decimals: 0
         Ref: SecT.LifeInsurance.T249_

         Who has that authority, (that is, what is their relationship to you)?

         .................................................................................
             4           1.  Grandchild
                         2.  Sibling/sibling-in-law
             1           3.  Spouse/partner
             2           4.  Child/step-child/child-in-law/ex-child-in-law
             2           5.  Other relative
             1           6.  Friend/neighbor/roommate/godchild
                         7.  Physician/healthcare professional/social worker
                         8.  Minister/rabbi/priest/religious advisor
             1           9.  Attorney/legal advisor/accountant/estate executor/trust
                             manager
                        10.  Ex-spouse/ex-partner
                        11.  Name -- NFS
                        97.  Other
                        98.  DK (Don't Know); NA (Not Ascertained)
                        99.  RF (Refused)
         20543       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T246_ 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT250                         R HAS WRITTEN LIVING WILL
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T250_

         Have you provided written instructions about the care or medical treatment that
         you want to receive if you can not make those decisions yourself? This is
         sometimes called a "Living Will".

         .................................................................................
          4979           1.  YES
          5599           5.  NO
            98           8.  DK (Don't Know); NA (Not Ascertained)
            29           9.  RF (Refused)
          9849       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


         {PREVIOUS ASK} SecT.LifeInsurance.T250_ 

         IF SecT.LifeInsurance.T250_ = YES THEN 


         - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
NT251                         LIVING WILL CONTAIN LIMITING CARE
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.LifeInsurance.T251_

         Do these instructions express a desire to limit the care or medical treatment
         that you receive in certain situations?

         .................................................................................
          4556           1.  YES
           313           5.  NO
            95           8.  DK (Don't Know); NA (Not Ascertained)
            15           9.  RF (Refused)
         15575       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NT047                         ASSIST SECTION T - WILLS AND TRUSTS
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0
         Ref: SecT.T047_AssistT

         IWER: How often did R receive assistance with answers in section T - Wills and
         Trusts?

         .................................................................................
         19676           1.  NEVER
           434           2.  A FEW TIMES
           274           3.  MOST OR ALL OF THE TIME
           109           4.  THE SECTION WAS DONE BY A PROXY REPORTER
            61       Blank.  INAP (Inapplicable); Partial Interview


==========================================================================================


NVDATE                        2012 DATA MODEL VERSION
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0

         User Note: This variable identifies which data model was used to interview the
         household. Please reference the data description for a summary of changes in
         each data model.

         .................................................................................
          2286           1.  Version 1
          1676           2.  Version 2
          6890           3.  Version 3
          9702           4.  Version 4


==========================================================================================


NVERSION                      2012 DATA RELEASE VERSION
         Section: T     Level: Respondent      Type: Numeric    Width: 1   Decimals: 0

         .................................................................................
         20554           1.  HRS 2012 Final Release