HHID HOUSEHOLD IDENTIFIERSection: H Level: Respondent CAI Reference: Q9000 Type: Character Width: 6 Decimals: 0 ................................................................................ 21384 000002-213479. Household Identifier range

PN PERSON NUMBERSection: H Level: Respondent CAI Reference: Q9021 Type: Character Width: 3 Decimals: 0 User note: The range 10-49 is reserved for respondent person numbers. Respondent person numbers ending in 0 are generally from the original sample; respondent person numbers ending in 1 are generally new spouses added since the original sample. ................................................................................ 12445 010. Person Number 240 011. Person Number 2 012. Person Number 6329 020. Person Number 37 021. Person Number 965 030. Person Number 18 031. Person Number 1 032. Person Number 1329 040. Person Number 18 041. Person Number

FSUBHH 1998 SUB-HOUSEHOLD IDENTIFIERSection: H Level: Respondent CAI Reference: Q9006 Type: Character Width: 1 Decimals: 0 ................................................................................ 20863 0. Original sample household - no split from divorce or separation of spouses or partners 275 1. Split household - one half of couple from SUBHH 0 and new spouse or partner, if any 211 2. Split household - other half of couple from SUBHH 0 and new spouse or partner, if any 6 5. Split household - one half of couple from SUBHH 1 or 2 6. Split household - one half of couple from SUBHH 1 or 2 29 7. Reunited household - respondents from split household reunite

ESUBHH 1996 SUB-HOUSEHOLD IDENTIFIERSection: H Level: Respondent CAI Reference: Q9005 Type: Character Width: 1 Decimals: 0 ................................................................................ 10219 0. Original sample household - no split from divorce or separation of spouses or partners 197 1. Split household - one half of couple from SUBHH 0 and new spouse or partner, if any 151 2. Split household - other half of couple from SUBHH 0 and new spouse or partner, if any 3 5. Split household - one half of couple from SUBHH 1 or 2 6. Split household - one half of couple from SUBHH 1 or 2 14 7. Reunited household - respondents from split household reunite 10800 Blank. New cohort - ESUBHH does not exist

DSUBHH 1995 SUB-HOUSEHOLD IDENTIFIERSection: H Level: Respondent CAI Reference: Q9004 Type: Character Width: 1 Decimals: 0 ................................................................................ 5939 0. Original sample household - no split from divorce or separation of spouses or partners 7 1. Split household - one half of couple from SUBHH 0 and new spouse or partner, if any 5 2. Split household - other half of couple from SUBHH 0 and new spouse or partner, if any 5. Split household - one half of couple from SUBHH 1 or 2 6. Split household - one half of couple from SUBHH 1 or 2 7. Reunited household - respondents from split household reunite 15433 Blank. New cohort - DSUBHH does not exist

FPN_SP 1998 SPOUSE/PARTNER PERSON NUMBERSection: H Level: Respondent CAI Reference: Q9031 Type: Character Width: 3 Decimals: 0 User note: The range 10-49 is reserved for respondent person numbers. Respondent person numbers ending in 0 are generally from the original sample; respondent person numbers ending in 1 are generally new spouses added since the original sample. ................................................................................ 6091 010. Person Number 221 011. Person Number 2 012. Person Number 5572 020. Person Number 32 021. Person Number 848 030. Person Number 17 031. Person Number 1 032. Person Number 1176 040. Person Number 18 041. Person Number 7406 Blank. INAP (Inapplicable) - No spouse interview

FCSR 1998 WHETHER COVERSHEET RESPONDENTSection: H Level: Respondent CAI Reference: Q9061 Type: Numeric Width: 1 Decimals: 0 ................................................................................ 13894 1. Yes 477 2. Yes - household had two coversheet respondents and the coversheet information given by this respondent has been retained. 3. Yes - household had two coversheet respondents for some sections and the coversheet information given by this respondent has been retained. 4. No - household had no coversheet respondents but the person number of this respondent appears as the FPN_CS in the household record. 6536 5. No 477 6. No - household had two coversheet respondents and the coversheet information given by this respondent has not been retained. 7. No - household had two coversheet respondents for some sections and the coversheet information given by this respondent has not been retained. 8. No - household had no coversheet respondents and the person number of this respondent appears as the FPN_NCS in the household record.

FFAMR 1998 WHETHER FAMILY RESPONDENTSection: H Level: Respondent CAI Reference: Q9062 Type: Numeric Width: 1 Decimals: 0 ................................................................................ 14192 1. Yes 11 2. Yes - household had two family respondents and the family information given by this respondent has been retained. 3. Yes - household had two family respondents for some sections and the family information given by this respondent has been retained. 18 4. No - household had no family respondents but the person number of this respondent appears as the FPN_FAM in the household record. 7134 5. No 11 6. No - household had two family respondents and the family information given by this respondent has not been retained. 7. No - household had two family respondents for some sections and the family information given by this respondent has not been retained. 18 8. No - household had no family respondents and the person number of this respondent appears as the FPN_NFAM in the household record.

FFINR 1998 WHETHER FINANCIAL RESPONDENTSection: H Level: Respondent CAI Reference: Q9063 Type: Numeric Width: 1 Decimals: 0 ................................................................................ 14223 1. Yes 10 2. Yes - household had two financial respondents and the financial information given by this respondent has been retained. 24 3. Yes - household had two financial respondents for some sections and the financial information given by this respondent has been retained. 3 4. No - household had no financial respondents but the person number of this respondent appears as the FPN_FIN in the household record. 7087 5. No 10 6. No - household had two financial respondents and the financial information given by this respondent has not been retained. 24 7. No - household had two financial respondents for some sections and the financial information given by this respondent has not been retained. 3 8. No - household had no financial respondents and the person number of this respondent appears as the FPN_NFIN in the household record.

FQNR 1998 QUESTIONNAIRESection: H Level: Respondent CAI Reference: Q9070 Type: Character Width: 5 Decimals: 0 User note: Range is not continuous because some questionnaires were invalid. ................................................................................ 21384 00001-21402. Questionnaire number range

F4560 RISK AVERSION RANDOM NUMBERSection: H Level: Respondent CAI Reference: Q4560 Type: Numeric Width: 1 Decimals: 0 User note: New question added in version 2. See F454A and F6697A for product version information. ................................................................................ 19840 0-9. Actual value 1544 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); partial interview

F4569 H0.INTROSection: H Level: Respondent CAI Reference: Q4569 Type: Numeric Width: 1 Decimals: 0 H0. Next I have some questions about how likely you think various events might be. When I ask a question I'd like for you to give me a number from 0 to 100, where "0" means that you think there is absolutely no chance, and "100" means that you think the event is absolutely sure to happen. For example, no one can ever be sure about tomorrow's weather, but if you think that rain is very unlikely tomorrow, you might say that there is a 10 percent chance of rain. If you think there is a very good chance that it will rain tomorrow, you might say that there is an 80 percent chance of rain. User note: This preamble variable has been included in this data set in order to document questionnaire flow; all data values are blanks. ................................................................................ 21384 Blank. No data

F4571 H1.EXP:INC-INFLATIONSection: H Level: Respondent CAI Reference: Q4571 Type: Numeric Width: 3 Decimals: 0 H1. What do you think are the chances that your income will keep up with inflation for the next five years? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 17780 0-100. Actual value 1338 998. DK (don't know); NA (not ascertained) 174 999. RF (refused) 2092 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); partial interview

F4572 H2. LEAVE INHERIT. 10KSection: H Level: Respondent CAI Reference: Q4572 Type: Numeric Width: 3 Decimals: 0 H2. Including property and other valuables that you might own, what are the chances that you (and your husband/and your wife/and your partner/...) will leave an inheritance totalling $10,000 or more? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 18347 0-100. Actual value 675 998. DK (don't know); NA (not ascertained) 270 999. RF (refused) 2092 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); partial interview

F4574 H2A. LEAVE INHERIT. 100KSection: H Level: Respondent CAI Reference: Q4574 Type: Numeric Width: 3 Decimals: 0 H2a. What are the chances that you (and your husband/and your wife/and your partner/...) will leave an inheritance totalling $100,000 or more? INCLUDE PROPERTIES AND OTHER VALUABLE ITEMS AS WELL AS MONEY HERE. (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 14771 0-100. Actual value 154 998. DK (don't know); NA (not ascertained) 67 999. RF (refused) 6392 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4572:H2] IS (0); partial interview

F4575 H2B. LEAVE ANY INHERITSection: H Level: Respondent CAI Reference: Q4575 Type: Numeric Width: 3 Decimals: 0 H2b. What are the chances that you (and your husband/and your wife/and your partner/...) will leave any inheritance? INCLUDE PROPERTIES AND OTHER VALUABLE ITEMS AS WELL AS MONEY HERE. (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 3481 0-100. Actual value 579 998. DK (don't know); NA (not ascertained) 240 999. RF (refused) 17084 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4574:H2a] IS (A); partial interview

F4576 H3. RECEIVE INHERIT.Section: H Level: Respondent CAI Reference: Q4576 Type: Numeric Width: 3 Decimals: 0 H3. And how about the chances that you will receive an inheritance within the next 10 years? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 18687 0-100. Actual value 407 998. DK (don't know); NA (not ascertained) 198 999. RF (refused) 2092 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); partial interview

ASSIGNMENT STATEMENTS * if [Q4571:H1] IS (NE DK AND NE RF) OR [Q4572:H2] IS (NE DK AND NE RF) OR [Q4576:H3] IS (NE DK AND NE RF) then [F4577.H_CK2.PROBABILITY SCALE CHECKPOINT] = 1 * if [Q1:HH ID] IS (GE 0) then [F4577.H_CK2.PROBABILITY SCALE CHECKPOINT] = 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -F4577 H_CK2.PROBABILITY SCALE CHECKPOINTSection: H Level: Respondent CAI Reference: Q4577 Type: Numeric Width: 1 Decimals: 0 ................................................................................ 389 0. NO VALID RESPONSE TO THE FIRST THREE PROBABILITY QUESTIONS 18903 1. VALID RESPONSE TO AT LEAST ONE OF THE FIRST THREE PROBABILITY QUESTIONS 2092 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); partial interview

F4578 H3A. RECEIVE INHERIT AMOUNT.Section: H Level: Respondent CAI Reference: Q4578 Type: Numeric Width: 8 Decimals: 0 H3a. About how large do you expect that inheritance to be? DO NOT PROBE DK AMOUNT: ................................................................................ 2423 1-99999996. Actual value 2198 99999998. DK (don't know); NA (not ascertained) 65 99999999. RF (refused) 16698 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4576:H3] IS (0 OR DK OR RF); partial interview

F4579 H3B. MORE THAN 50KSection: H Level: Respondent CAI Reference: Q4579 Type: Numeric Width: 1 Decimals: 0 H3b. Would it amount to less than $50,000, more than $50,000 or what? ................................................................................ 1348 1. LESS THAN $50,000 106 3. ABOUT $50,000 401 5. MORE THAN $50,000 366 8. DK (don't know); NA (not ascertained) 56 9. RF (refused) 19107 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4576:H3] IS (0 OR DK OR RF); [Q4578:H3a] IS (NE DK AND NE RF); partial interview

F4580 H3C. MORE THAN 10KSection: H Level: Respondent CAI Reference: Q4580 Type: Numeric Width: 1 Decimals: 0 H3c. (Would it amount to) less than $10,000, more than $10,000 or what? ................................................................................ 626 1. LESS THAN $10,000 170 3. ABOUT $10,000 481 5. MORE THAN $10,000 68 8. DK (don't know); NA (not ascertained) 3 9. RF (refused) 20036 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4576:H3] IS (0 OR DK OR RF); [Q4578:H3a] IS (NE DK AND NE RF); [Q4579:H3b] IS (5); [Q4579:H3b] IS (3 OR DK OR RF); partial interview

F4581 H3D. MORE THAN 250KSection: H Level: Respondent CAI Reference: Q4581 Type: Numeric Width: 1 Decimals: 0 H3d. (Would it amount to) less than $250,000, more $250,000, or what? ................................................................................ 284 1. LESS THAN $250,000 22 3. ABOUT $250,000 72 5. MORE THAN $250,000 18 8. DK (don't know); NA (not ascertained) 5 9. RF (refused) 20983 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4576:H3] IS (0 OR DK OR RF); [Q4578:H3a] IS (NE DK AND NE RF); [Q4579:H3b] IS (3 OR DK OR RF); [Q4580:H3c] IS (A); partial interview

F4582 H3E. MORE THAN 1MILLSection: H Level: Respondent CAI Reference: Q4582 Type: Numeric Width: 1 Decimals: 0 H3e. (Would it amount to) less than a million dollars, more than a million dollars, or what? ................................................................................ 57 1. LESS THAN $1,000,000 5 3. ABOUT $1,000,000 5 5. MORE THAN $1,000,000 4 8. DK (don't know); NA (not ascertained) 1 9. RF (refused) 21312 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4576:H3] IS (0 OR DK OR RF); [Q4578:H3a] IS (NE DK AND NE RF); [Q4579:H3b] IS (3 OR DK OR RF); [Q4580:H3c] IS (A); [Q4581:H3d] IS (NE 5); partial interview

F4583 H4. LIKELIHOOD LOST JOBSection: H Level: Respondent CAI Reference: Q4583 Type: Numeric Width: 3 Decimals: 0 H4. Sometimes people are permanently laid off from jobs that they want to keep. On the same scale from 0 to 100 where 0 equals absolutely no chance and 100 equals absolutely certain, what are the chances that you will lose your job during the next year? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 5920 0-100. Actual value 105 998. DK (don't know); NA (not ascertained) 5 999. RF (refused) 15354 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (NE 1) OR [Q3132:G3] IS (2); partial interview

F4584 H5. LIKELIHOOD FIND JOBSection: H Level: Respondent CAI Reference: Q4584 Type: Numeric Width: 3 Decimals: 0 H5. Suppose you were to lose your job this month. What do you think are the chances that you could find an equally good job in the same line of work within the next few months? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 5922 0-100. Actual value 97 998. DK (don't know); NA (not ascertained) 11 999. RF (refused) 15354 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (NE 1) OR [Q3132:G3] IS (2); partial interview

F4585 H6. WORK FUTURESection: H Level: Respondent CAI Reference: Q4585 Type: Numeric Width: 3 Decimals: 0 H6. (On this same 0 to 100 scale), what are the chances that you will be working for pay at some time in the future? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 11136 0-100. Actual value 94 998. DK (don't know); NA (not ascertained) 9 999. RF (refused) 10145 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (1); partial interview

F4589 H7. WORK AFTER 62Section: H Level: Respondent CAI Reference: Q4589 Type: Numeric Width: 3 Decimals: 0 H7. IF Q3132 IS (1) Thinking about work in general and not just your present job, what do you think the chances are that you will be working ELSE What do you think the chances are that you will be working END full-time after you reach age 62? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN 996 ALREADY AGE 62 ................................................................................ 5403 0-100. Actual value 43 996. ALREADY AGE 62 44 998. DK (don't know); NA (not ascertained) 1 999. RF (refused) 15893 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (NE 1); [Q1014:R_S CUR AGE] IS (GT 62) OR ([Q1014:R_S CUR AGE] IS (0) AND [Q461:PRELOAD COHORT] IS (1-2)); partial interview

F4590 H8. WORK AFTER 65Section: H Level: Respondent CAI Reference: Q4590 Type: Numeric Width: 3 Decimals: 0 H8. And what about the chances that you will be working full-time after you reach age 65? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN 996 ALREADY AGE 65 ................................................................................ 3982 0-100. Actual value 3 996. ALREADY AGE 65 25 998. DK (don't know); NA (not ascertained) 999. RF (refused) 17374 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (NE 1); [Q4589:H7] IS (00); [Q1014:R_S CUR AGE] IS (GT 65) OR ([Q1014:R_S CUR AGE] IS (0) AND [Q461:PRELOAD COHORT] IS (1-2)); partial interview

F4591 H9. HEALTH LIMIT WORKSection: H Level: Respondent CAI Reference: Q4591 Type: Numeric Width: 3 Decimals: 0 H9. What about the chances that your health will limit your work activity during the next 10 years? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN 996 ALREADY LIMITS WORK ACTIVITY ................................................................................ 7239 0-100. Actual value 52 996. ALREADY LIMITS WORK ACTIVITY 362 998. DK (don't know); NA (not ascertained) 11 999. RF (refused) 13720 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3131:G2] IS (NE 1); partial interview

F4593 H9A. FIND JOBSection: H Level: Respondent CAI Reference: Q4593 Type: Numeric Width: 3 Decimals: 0 H9a. You told us earlier that you were looking for a new job. On this 0 to 100 scale, what are the chances that you will find a job like the one you're looking for within the next few months? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 845 0-100. Actual value 9 998. DK (don't know); NA (not ascertained) 999. RF (refused) 20530 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q3500:G109] IS (NE 1) AND [Q3513:G115] IS (NE 1); partial interview

F4597 H10. CHANCE MOVESection: H Level: Respondent CAI Reference: Q4597 Type: Numeric Width: 3 Decimals: 0 H10. Now using the same scale as before where "0" is absolutely no chance and "100" means that it is absolutely certain, please tell me what you think are the chances that you will move in the next two years? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 11740 0-100. Actual value 234 998. DK (don't know); NA (not ascertained) 10 999. RF (refused) 9400 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (LT 65) AND [Q682:PREVIOUS WAVE INTERV] IS (1); partial interview

F4598 H10A. CHANCES WILL MOVESection: H Level: Respondent CAI Reference: Q4598 Type: Numeric Width: 1 Decimals: 0 H10a. Do you think you will move to another state? ................................................................................ 270 1. YES 759 5. NO 16 8. DK (don't know); NA (not ascertained) 9. RF (refused) 20339 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (LT 65) AND [Q682:PREVIOUS WAVE INTERV] IS (1); [Q4597:H10] IS (LT 60); partial interview

F4599M H10B.MOVE TO ANOTHER REGIONSection: H Level: Respondent CAI Reference: Q14599 Type: Numeric Width: 2 Decimals: 0 H10b. Which state? User note: Some categories have been collapsed to protect respondent confidentiality. ................................................................................ 17 1. Northeast Region: New England Division (ME, NH, VT, MA, RI, CT) 19 2. Northeast Region: Middle Atlantic Division (NY, NJ, PA) 24 3. Midwest Region: East North Central Division (OH, IN, IL, MI, WI) 6 4. Midwest Region: West North Central Division (MN, IA, MO, ND, SD, NE, KS) 78 5. South Region: South Atlantic Division (DE, MD, DC, VA, West VA, NC, SC, GA, FL) 13 6. South Region: East South Central Division (KY, TN, AL, MS) 23 7. South Region: West South Central Division (AR, LA, OK, TX) 50 8. West Region: Mountain Division (MT, ID, WY, CO, NM, AZ, UT, NV) 23 9. West Region: Pacific Division (WA, OR, CA, AK, HI) 10. U.S., NA state 7 11. Foreign Country: Not in a Census Division (includes U.S. territories) 96. Same State (see questionnaire) 10 98. DK (don't know); NA (not ascertained) 99. RF (refused) 21114 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (LT 65) AND [Q682:PREVIOUS WAVE INTERV] IS (1); [Q4597:H10] IS (LT 60); [Q4598:H10a] IS (5 OR DK OR RF); partial interview

F4602 H10C. BUY/BUILD/RENTSection: H Level: Respondent CAI Reference: Q4602 Type: Numeric Width: 1 Decimals: 0 H10c. Do you think you will buy or build a home, rent, move in with someone else or what? ................................................................................ 548 1. BUY OR BUILD 353 2. RENT 98 3. MOVE IN WITH SOMEONE ELSE 44 8. DK (don't know); NA (not ascertained) 2 9. RF (refused) 20339 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (LT 65) AND [Q682:PREVIOUS WAVE INTERV] IS (1); [Q4597:H10] IS (LT 60); partial interview

F4603 H10D. WITH WHOM LIVESection: H Level: Respondent CAI Reference: Q4603 Type: Numeric Width: 1 Decimals: 0 H10d. With whom would you live? ................................................................................ 52 1. CHILD 1 2. PARENT 27 3. OTHER RELATIVE/friend 13 5. Assisted living or other long term care facility 3 7. OTHER (SPECIFY) 2 8. DK (don't know); NA (not ascertained) 9. RF (refused) 21286 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (LT 65) AND [Q682:PREVIOUS WAVE INTERV] IS (1); [Q4597:H10] IS (LT 60); [Q4602:H10c] IS (1 OR 2 OR DK OR RF); partial interview

F4605 H11. CHANCE LIVE TO 75Section: H Level: Respondent CAI Reference: Q4605 Type: Numeric Width: 3 Decimals: 0 H11. (What is the percent chance) that you will live to be 75 or more? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 9417 0-100. Actual value 520 998. DK (don't know); NA (not ascertained) 24 999. RF (refused) 11423 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q1014:R_S CUR AGE] IS (GT 65); partial interview

F4607 H12. CHANCE LIVE TO 85Section: H Level: Respondent CAI Reference: Q4607 Type: Numeric Width: 3 Decimals: 0 H12. (What is the percent chance) that you will live to be 85 or more? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 8795 0-100. Actual value 107 998. DK (don't know); NA (not ascertained) 7 999. RF (refused) 12475 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q4605:H11] IS (0); [Q1014:R_S CUR AGE] IS (GT 75); partial interview

F4608 H13. GIVE MAJOR FINANCIAL HELPSection: H Level: Respondent CAI Reference: Q4608 Type: Numeric Width: 3 Decimals: 0 H13. (Using a number from 0-100) What are the chances that you (and your husband/and your wife/and your partner/...) will give financial help totalling $5,000 or more to grown children, relatives or friends over the next ten years? INCLUDE COLLEGE TUITION PAYMENT BUT NOT SHARED HOUSING OR FOOD. (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 18462 0-100. Actual value 386 998. DK (don't know); NA (not ascertained) 55 999. RF (refused) 2481 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); partial interview

F4609 H13A. RECEIVE MAJOR FINANCIALSection: H Level: Respondent CAI Reference: Q4609 Type: Numeric Width: 3 Decimals: 0 H13a. What are the chances that you (and your husband/and your wife/and your partner/...) will receive financial help totalling $5,000 or more from your children, relatives or friends over the next 10 years? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 18577 0-100. Actual value 292 998. DK (don't know); NA (not ascertained) 34 999. RF (refused) 2481 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); partial interview

F4610 H14. MOVE TO NURSING HOMESection: H Level: Respondent CAI Reference: Q4610 Type: Numeric Width: 3 Decimals: 0 H14. IF Q1014 IS (GT0 AND LT65) OR (Q1014 IS (0) AND Q461 IS (3-4)) (What is the percent chance) that you will ever have to move to a nursing home? ELSE (What is the percent chance) that you will move to a nursing home in the next five years? END NURSING HOMES ARE INSTITUTIONS PRIMARILY FOR PEOPLE WHO NEED CONSTANT NURSING SUPERVISION OR ARE INCAPABLE OF LIVING INDEPENDENTLY. NURSING SUPERVISION MUST BE PROVIDED ON A CONTINUOUS BASIS FOR THE INSTITUTION TO QUALIFY AS A NURSING HOME. PLEASE DON'T INCLUDE STAYS IN ADULT FOSTER CARE FACILITIES OR OTHER SHORT-TERM STAYS IN A HOSPITAL. (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 10871 0-100. Actual value 969 998. DK (don't know); NA (not ascertained) 32 999. RF (refused) 9512 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); ([Q1014:R_S CUR AGE] IS (GT 0 AND LT 65) OR ([Q1014:R_S CUR AGE] IS (0) AND [Q461:PRELOAD COHORT] IS (3-4))) AND [Q682:PREVIOUS WAVE INTERV] IS (1); [Q517:CS11] IS (1); partial interview

F4611 H15. DOUBLE-DIGITS INFLATIONSection: H Level: Respondent CAI Reference: Q4611 Type: Numeric Width: 3 Decimals: 0 H15. And how about the chances that the U.S. economy will experience double- digit inflation sometime during the next 10 years or so? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 16276 0-100. Actual value 2577 998. DK (don't know); NA (not ascertained) 50 999. RF (refused) 2481 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); partial interview

F4612 H16. MAJOR DEPRESSIONSection: H Level: Respondent CAI Reference: Q4612 Type: Numeric Width: 3 Decimals: 0 H16. What do you think are the chances that the U.S. economy will experience a major depression sometime during the next 10 years or so? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 4200 0-100. Actual value 417 998. DK (don't know); NA (not ascertained) 9 999. RF (refused) 16758 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q682:PREVIOUS WAVE INTERV] IS (1); partial interview

F4613 H17. CONGRESSSection: H Level: Respondent CAI Reference: Q4613 Type: Numeric Width: 3 Decimals: 0 H17. How about the chances that Congress will change Social Security sometime in the next 10 years or so, so that it becomes less generous than now? (00---10---20---30---40---50---60---70---80---90---100) 00 ABSOLUTELY NO CHANCE 100 ABSOLUTELY CERTAIN ................................................................................ 4357 0-100. Actual value 262 998. DK (don't know); NA (not ascertained) 7 999. RF (refused) 16758 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q4577:H_CRF] IS (0); [Q682:PREVIOUS WAVE INTERV] IS (1); partial interview

F4614 H18. RISK AVERSION-1Section: H Level: Respondent CAI Reference: Q4614 Type: Numeric Width: 1 Decimals: 0 H18. IWER: READ SLOWLY Now I have another kind of question. Suppose that you are the only income earner in the family. Your doctor recommends that you move because of allergies, and you have to choose between two possible jobs. The first would guarantee your current total family income for life. The second is possibly better paying, but the income is also less certain. There is a 50-50 chance the second job would double your total lifetime income and a 50-50 chance that it would cut it by a third. Which job would you take -- the first job or the second job? ................................................................................ 3997 1. FIRST JOB 1195 2. SECOND JOB 264 8. DK (don't know); NA (not ascertained) 147 9. RF (refused) 15781 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); partial interview

F4615 H18A. RISK AVERSION-2Section: H Level: Respondent CAI Reference: Q4615 Type: Numeric Width: 1 Decimals: 0 H18a. Suppose the chances were 50-50 that the second job would double your lifetime income, and 50-50 that it would cut it in half. Would you take the first job or the second job? ................................................................................ 483 1. FIRST JOB 705 2. SECOND JOB 7 8. DK (don't know); NA (not ascertained) 9. RF (refused) 20189 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); [Q4614:H18] IS (1); [Q4614:H18] IS (DK OR RF); partial interview

F4616 H18B. RISK AVERSION-3Section: H Level: Respondent CAI Reference: Q4616 Type: Numeric Width: 1 Decimals: 0 H18b.Suppose the chances were 50-50 that the second job would double your lifetime income and 50-50 that it would cut it by seventy-five percent. Would you take the first job or the second job? ................................................................................ 375 1. FIRST JOB 323 2. SECOND JOB 7 8. DK (don't know); NA (not ascertained) 9. RF (refused) 20679 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); [Q4614:H18] IS (1); [Q4614:H18] IS (DK OR RF); [Q4615:H18a] IS (1 OR DK OR RF); partial interview

F4617 H18C. RISK AVERSION-4Section: H Level: Respondent CAI Reference: Q4617 Type: Numeric Width: 1 Decimals: 0 H18c.Suppose the chances were 50-50 that the second job would double your lifetime income and 50-50 that it would cut it by twenty percent. Would you take the first job or the second job? ................................................................................ 3188 1. FIRST JOB 773 2. SECOND JOB 33 8. DK (don't know); NA (not ascertained) 3 9. RF (refused) 17387 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); [Q4614:H18] IS (DK OR RF); [Q4615:H18a] IS (1 OR DK OR RF); [Q4616:H18b] IS (A); partial interview

F4618 H18D. RISK AVERSION-5Section: H Level: Respondent CAI Reference: Q4618 Type: Numeric Width: 1 Decimals: 0 H18d. Suppose the chances were 50-50 that the second job would double your lifetime income and 50-50 that it would cut it by 10 percent. Would you take the first job or the second job? ................................................................................ 2300 1. FIRST JOB 863 2. SECOND JOB 24 8. DK (don't know); NA (not ascertained) 1 9. RF (refused) 18196 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); [Q4614:H18] IS (DK OR RF); [Q4615:H18a] IS (1 OR DK OR RF); [Q4616:H18b] IS (A); [Q4617:H18c] IS (2 OR DK OR RF); partial interview

F4619 H19. PLANNING/SAVING/SPENDINGSection: H Level: Respondent CAI Reference: Q4619 Type: Numeric Width: 1 Decimals: 0 H19. In deciding how much of their (family/...) income to spend or save, people are likely to think about different financial planning periods. In planning your (family's) saving and spending, which of the following time periods is most important to you (and your husband/and your wife/and your partner/...), the next few months, the next year, the next few years, the next 5-10 years, or longer than 10 years? ................................................................................ 902 1. THE NEXT FEW MONTHS 515 2. THE NEXT YEAR 1301 3. THE NEXT FEW YEARS 1803 4. THE NEXT 5-10 YEARS 734 5. LONGER THAN 10 YEARS 272 8. DK (don't know); NA (not ascertained) 76 9. RF (refused) 15781 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); ([Q682:PREVIOUS WAVE INTERV] IS (1) AND [Q461:PRELOAD COHORT] IS (3) AND [Q4560:RISK AVERSION RANDOM NUMBER (0-9)] IS (NE 1)) OR [Q461:PRELOAD COHORT] IS (1); partial interview

F4620 H20. CHILDREN HH EARNINGSSection: H Level: Respondent CAI Reference: Q4620 Type: Numeric Width: 1 Decimals: 0 H20. When your children get to be your age, do you think their household earnings adjusted for inflation will be higher, lower, or the same as yours are now? ................................................................................ 4579 1. HIGHER 766 2. LOWER 880 3. SAME 161 8. DK (don't know); NA (not ascertained) 20 9. RF (refused) 14978 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q1732:CS # CHILDREN] IS (LT 1) OR ([Q3132:G3] IS (NE 1) AND [Q461:PRELOAD COHORT] IS (NE 4)); partial interview

F4621 H20A. CHILD EARNINGS HIGHERSection: H Level: Respondent CAI Reference: Q4621 Type: Numeric Width: 1 Decimals: 0 H20a. Would you say much higher? ................................................................................ 3350 1. YES 1178 5. NO 48 8. DK (don't know); NA (not ascertained) 9. RF (refused) 16808 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q1732:CS # CHILDREN] IS (LT 1) OR ([Q3132:G3] IS (NE 1) AND [Q461:PRELOAD COHORT] IS (NE 4)); [Q4620:H20] IS (2); [Q4620:H20] IS (3 OR DK OR RF); [Q4618:H18d] IS (3 OR DK OR RF); partial interview

F4622 H20B. CHILD EARNINGS LOWERSection: H Level: Respondent CAI Reference: Q4622 Type: Numeric Width: 1 Decimals: 0 H20b. Would you say much lower? ................................................................................ 321 1. YES 427 5. NO 18 8. DK (don't know); NA (not ascertained) 9. RF (refused) 20618 Blank. INAP (Inapplicable): [Q456:CS CONTINUE] IS (5); [Q497:CS2b] IS (A) OR [Q542:CS15C2] IS (A) OR [Q518:CS11a] IS (A); [Q483:CS1A] IS (2 OR 3); [Q1732:CS # CHILDREN] IS (LT 1) OR ([Q3132:G3] IS (NE 1) AND [Q461:PRELOAD COHORT] IS (NE 4)); [Q4620:H20] IS (3 OR DK OR RF); [Q4618:H18d] IS (3 OR DK OR RF); [Q4621:H20a] IS (A); partial interview

FVERSION DATA RELEASE VERSIONSection: H Level: Respondent CAI Reference: Q20001 Type: Numeric Width: 3 Decimals: 0 ................................................................................ 1. Version 1, December 2001 21384 2. Version 2, May 2003