| HRS 1994 (Wave 2) Documentation |
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Section K: Assets and Debts (N = 6979) VAR # _____ HHID HHID HRS Household Identifier ____________________________________________________________ Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ HHID 6979 47943 23475 1 99587 W2SUBHH W2SUBHH HRS Wave 2 Sub-Household Identifier ____________________________________________________________ W2SUBHH Code Frequency ----------------------- 0 6763 1 93 2 73 3 50 PN PN HRS Person Number ____________________________________________________________ PN Code Frequency ------------------ 10 5713 11 6 20 127 30 1071 40 62 W5500 K2. Do you [and your (husband/wife/partner)] own any W15500 real estate (aside from your main home/second home), such as land, rental real estate, a real estate partnership, or money owed to you on a land contract or mortgage? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K4] 8. Don't Know; DK [GO TO K4] 9. Refused; RF [GO TO K4] 0. Inap. W5500 Code Frequency ------------------------ 1 1682 5 5297 W5501 K3. If you sold all that and then paid off any debts on W15501 it, about how much would you get? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] -1. Negative amount 0. Zero; none; nothing [GO TO K4] 1-9999993. Dollar amount [GO TO K4] 9999994. $999,994 or more [GO TO K4] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5501 6979 34644 155069 -1 3000000 W5502 K3a-K3d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K3a-K3d, where "x" is the range the answers fell into.] Code K3a K3b K3c K3d Bracket ---- ----- ----- ----- ----- ----------------------------- 1 Yes Yes Yes Inap x >= $1,000,000 2 Yes Yes No Inap $1,000,000 > x >= $500,000 3 Yes Yes DK/NA Inap x >= $500,000 4 Yes No Inap Inap $500,000 > x >= $125,000 5 Yes DK/NA Inap Inap x >= $125,000 6 No Inap Inap Yes $125,000 > x >= $2,500 7 No Inap Inap No $2,500 > x 8 No Inap Inap DK/NA $125,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5502 Code Frequency ------------------------ 0 6646 1 18 2 20 3 5 4 70 5 3 6 154 7 17 9 46 W5503 K4. What about the value of what you [or your W15503 (husband/wife/partner)] own for transportation, like cars, trucks, a trailer, a motor home, a boat, or an airplane -- what are they worth altogether, minus anything you still owe on them? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] -1. Negative amount 0. No value; "don't own any" [GO TO K5] 1-9999993. Dollar amount [GO TO K5] 9999994. $999,994 or more [GO TO K5] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5503 6979 13044 31090 -1 2000000 W5504 K4a-K4c. Brackets ____________________________________________________________ [BRACKETS: Constructed from K4a to K4c, where "x" is the range the answers fell into.] Code K4a K4b K4c Bracket ---- ----- ----- ----- ------------------------ 1 Yes Yes Inap x >= $200,000 2 Yes No Inap $200,000 > x >= $25,000 3 Yes DK/NA Inap x >= $25,000 4 No Inap Yes $25,000 > x >= $5,000 5 No Inap No $5,000 > x 6 No Inap DK/NA $25,000 > x 7 DK/NA Inap Inap (no information) 0. Inap. W5504 Code Frequency ------------------------ 0 6365 1 8 2 118 4 289 5 133 6 9 7 57 W5505 K5. Do you [or your (husband/wife/partner)] own PART OR W15505 ALL of a FARM or BUSINESS? [IMPUTED] ____________________________________________________________ 1. Yes 2. Yes, more than one 5. No [GO TO K7] 8. Don't Know; DK [GO TO K7] 9. Refused; RF [GO TO K7] 0. Inap. W5505 Code Frequency ------------------------ 1 1023 2 27 5 5929 W5506 K6. If you sold (the business/all of the businesses) and W15506 then paid off any debts on (it/them), about how much would you get? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K7] 1-9999993. Dollar amount [GO TO K7] 9999994. $999,994 or more [GO TO K7] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5506 6979 26254 166998 -8000 4500000 W5507 K6a-K6c. Brackets ____________________________________________________________ [BRACKETS: Constructed from K6a to K6c, where "x" is the range the answers fell into.] Code K6a K6b K6c Bracket ---- ----- ----- ----- ---------------------------- 1 Yes Yes Inap x >= $1,000,000 2 Yes No Inap $1,000,000 > x >= $100,000 3 Yes DK/NA Inap x >= $100,000 4 No Inap Yes $100,000 > x >= $10,000 5 No Inap No $10,000 > x 6 No Inap DK/NA $100,000 > x 7 DK/NA Inap Inap (no information) 0. Inap. W5507 Code Frequency ------------------------ 0 6654 1 19 2 91 3 5 4 103 5 57 6 3 7 47 W5508 K7. Do you [or your (husband/wife/partner)] have any W15508 Individual Retirement Accounts, that is, IRA or Keogh accounts? [IMPUTED] ____________________________________________________________ 1. Yes (includes TSA: tax sheltered annuities) 5. No [GO TO K9] 8. Don't Know; DK [GO TO K9] 9. Refused; RF [GO TO K9] 0. Inap. W5508 Code Frequency ------------------------ 1 2791 5 4188 W5509 K8. About how much in total is in all those accounts? W15509 [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 1-9999993. Dollar amount [GO TO K9] 9999994. $999,994 or more [GO TO K9] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5509 6979 25017 80844 0 2000000 W5510 K8a-K8d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K8a-K8d, where "x" is the range the answers fell into.] Code K8a K8b K8c K8d Bracket ---- ----- ----- ----- ----- ------------------------- 1 Yes Yes Yes Inap x >= $400,000 2 Yes Yes No Inap $400,000 > x >= $100,000 3 Yes Yes DK/NA Inap x >= $100,000 4 Yes No Inap Inap $100,000 > x >= $25,000 5 Yes DK/NA Inap Inap x >= $25,000 6 No Inap Inap Yes $25,000 > x >= $10,000 7 No Inap Inap No $10,000 > x 8 No Inap Inap DK/NA $25,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5510 Code Frequency ------------------------ 0 6373 1 7 2 60 3 6 4 208 5 24 6 109 7 73 8 11 9 108 W5511 K9. (Aside from anything you have already told me W15511 about...) Do you [or your (husband/wife/partner)] own any shares of stock or stock mutual funds? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K11] 8. Don't Know; DK [GO TO K11] 9. Refused; RF [GO TO K11] 0. Inap. W5511 Code Frequency ------------------------ 1 2085 5 4894 W5512 K10. If you sold all that and then paid off anything you W15512 owed on it, how much would you have? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K11] 1-9999993. Dollar amount [GO TO K11] 9999994. $999,994 or more [GO TO K11] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5512 6979 26300 148548 -9500 5000000 W5513 K10a-K10d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K10a-K10d, where "x" is the range the answers fell into.] Code K8a K8b K8c K8d Bracket ---- ----- ----- ----- ----- ------------------------- 1 Yes Yes Yes Inap x >= $400,000 2 Yes Yes No Inap $400,000 > x >= $125,000 3 Yes Yes DK/NA Inap x >= $125,000 4 Yes No Inap Inap $125,000 > x >= $25,000 5 Yes DK/NA Inap Inap x >= $25,000 6 No Inap Inap Yes $25,000 > x >= $2,500 7 No Inap Inap No $2,500 > x 8 No Inap Inap DK/NA $25,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5513 Code Frequency ------------------------ 0 6345 1 19 2 52 3 8 4 178 5 15 6 183 7 57 8 11 9 111 W5514 K11. (Aside from anything you have already told me W15514 about...) Do you [or your (husband/wife/partner)] have any money in checking or savings accounts, or money market funds? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K13] 8. Don't Know; DK [GO TO K13] 9. Refused; RF [GO TO K13] 0. Inap. W5514 Code Frequency ------------------------ 1 5541 5 1438 W5515 K12. If you added up all such accounts, about how much W15515 would they amount to right now? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K13] 1-9999993. Dollar amount [GO TO K13] 9999994. $999,994 or more [GO TO K13] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5515 6979 15283 43312 0 900000 W5516 K12a-K12d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K12a-K12d, where "x" is the range the answers fell into.] Code K12a K12b K12c K12d Bracket ---- ----- ----- ----- ----- ------------------------- 1 Yes Yes Yes Inap x >= $300,000 2 Yes Yes No Inap $300,000 > x >= $150,000 3 Yes Yes DK/NA Inap x >= $150,000 4 Yes No Inap Inap $150,000 > x >= $50,000 5 Yes DK/NA Inap Inap x >= $50,000 6 No Inap Inap Yes $50,000 > x >= $5,000 7 No Inap Inap No $5,000 > x 8 No Inap Inap DK/NA $50,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5516 Code Frequency ------------------------ 0 5900 1 6 2 20 3 1 4 118 5 16 6 370 7 270 8 28 9 250 W5517 K13. (Aside from anything you have already told me W15517 about...) Do you [or your (husband/wife/partner)] have any money in certificates of deposit, government savings bonds, or Treasury bills? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K15] 8. Don't Know; DK [GO TO K15] 9. Refused; RF [GO TO K15] 0. Inap. W5517 Code Frequency ------------------------ 1 1509 5 5470 W5518 K14. If you added up all such accounts, about how much W15518 would they amount to right now? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 1-9999993. Dollar amount [GO TO K15] 9999994. $999,994 or more [GO TO K15] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5518 6979 6228 36646 0 1000000 W5519 K14a-K14d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K14a-K14d, where "x" is the range the answers fell into.] Code K14a K14b K14c K14d Bracket ---- ----- ----- ----- ----- ------------------------- 1 Yes Yes Yes Inap x >= $250,000 2 Yes Yes No Inap $250,000 > x >= $125,000 3 Yes Yes DK/NA Inap x >= $125,000 4 Yes No Inap Inap $125,000 > x >= $25,000 5 Yes DK/NA Inap Inap x >= $25,000 6 No Inap Inap Yes $25,000 > x >= $2,500 7 No Inap Inap No $2,500 > x 8 No Inap Inap DK/NA $25,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5519 Code Frequency ------------------------ 0 6612 1 7 2 16 4 80 5 8 6 107 7 30 8 2 9 117 W5520 K15. (Aside from anything you have already told me W15520 about...) Do you [or your (husband/wife/partner)] have any corporate, municipal, government, or foreign bonds, or bond funds? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K17] 8. Don't Know; DK [GO TO K17] 9. Refused; RF [GO TO K17] 0. Inap. W5520 Code Frequency ------------------------ 1 375 5 6604 W5521 K16. If you sold all those bonds or bond funds and paid W15521 off anything you owed on them, how much would you have? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K17] 1-9999993. Dollar amount [GO TO K17] 9999994. $999,994 or more [GO TO K17] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5521 6979 4515 76056 0 4500000 W5522 K16a-K16d. Brackets ____________________________________________________________ [BRACKETS: Constructed from K16a-K16d, where "x" is the range the answers fell into.] Code K16a K16b K16c K16d Bracket ---- ----- ----- ----- ----- ------------------------- 1 Yes Yes Yes Inap x >= $400,000 2 Yes Yes No Inap $400,000 > x >= $100,000 3 Yes Yes DK/NA Inap x >= $100,000 4 Yes No Inap Inap $100,000 > x >= $10,000 5 Yes DK/NA Inap Inap x >= $10,000 6 No Inap Inap Yes $10,000 > x >= $2,500 7 No Inap Inap No $2,500 > x 8 No Inap Inap DK/NA $10,000 > x 9 DK/NA Inap Inap Inap (no information) 0. Inap. W5522 Code Frequency ------------------------ 0 6873 1 3 2 8 3 1 4 36 5 6 6 6 7 8 8 1 9 37 W5523 K17. Do you [or your (husband/wife/partner)] have any W15523 other savings or assets, such as jewelry, money owed to you by others, a collection for investment purposes, or an annuity that you haven't already told me about? [IMPUTED] ____________________________________________________________ [NOTE: EXCLUDE THE CASH VALUE OF ANY LIFE INSURANCE POLICIES.] 1. Yes 5. No [GO TO K19] 8. Don't Know; DK [GO TO K19] 9. Refused; RF [GO TO K19] 0. Inap. W5523 Code Frequency ------------------------ 1 1545 5 5434 W5524 K18. If you sold all that and then paid off any debts on W15524 it, about how much would you have? [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K19] 1-9999993. Dollar amount [GO TO K19] 9999994. $999,994 or more [GO TO K19] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5524 6979 8370 40778 0 1000000 W5525 K18a-K18c. Brackets ____________________________________________________________ [BRACKETS: Constructed from K18a to K18c, where "x" is the range the answers fell into.] Code K18a K18b K18c Bracket ---- ----- ----- ----- -------------------------- 1 Yes Yes Inap x >= $250,000 2 Yes No Inap $250,000 > x >= $75,000 3 Yes DK/NA Inap x >= $75,000 4 No Inap Yes $75,000 > x >= $10,000 5 No Inap No $10,000 > x 6 No Inap DK/NA $75,000 > x 7 DK/NA Inap Inap (no information) 0. Inap. W5525 Code Frequency ------------------------ 0 6665 1 8 2 30 3 6 4 120 5 68 6 7 7 75 W5526 K19. And do you [or your (husband/wife/partner)] have W15526 any debts that we haven't asked about, such as credit card balances, medical debts, life insurance policy loans, loans from relatives, and so forth? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [GO TO K21] 8. Don't Know; DK [GO TO K21] 9. Refused; RF [GO TO K21] 0. Inap. W5526 Code Frequency ------------------------ 1 2599 5 4380 W5527 K20. About how much would that amount to? W15527 [IMPUTED] ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing [GO TO K21] 1-9999993. Dollar amount [GO TO K21] 9999994. $999,994 or more [GO TO K21] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5527 6979 3146 14349 0 500000 W5528 K20a-K20c. Brackets ____________________________________________________________ [BRACKETS: Constructed from K20a to K20c, where "x" is the range the answers fell into.] Code K20a K20b K20c Bracket ---- ----- ----- ----- -------------------------- 1 Yes Yes Inap x >= $50,000 2 Yes No Inap $50,000 > x >= $5,000 3 Yes DK/NA Inap x >= $5,000 4 No Inap Yes $5,000 > x >= $1,000 5 No Inap No $1,000 > x 6 No Inap DK/NA $5,000 > x 7 DK/NA Inap Inap (no information) 0. Inap. W5528 Code Frequency ------------------------ 0 6679 1 20 2 100 3 2 4 92 5 34 6 4 7 48 W5529 K21. Sometimes people run into trouble managing their debts and have to declare personal bankruptcy. Has this ever happened to you [or your (husband/wife/partner)]? ____________________________________________________________ 1. Yes 5. No 8. Don't Know; DK 9. Refused; RF 0. Inap. W5529 Code Frequency ------------------------ 0 998 1 427 5 5541 9 13 W5530 K22. Since MONTH/YEAR OF WAVE-1 INTERVIEW, did you [or your (husband/wife/partner)] use up any of your investments or savings to pay for expenses, not counting any money or assets that you have given away to (children or) others? ____________________________________________________________ 1. Yes 5. No [GO TO K23] 6. Don't have assets [GO TO K23] 7. Other [GO TO K23] 8. Don't Know; DK [GO TO K23] 9. Refused; RF [GO TO K23] 0. Inap. W5530 Code Frequency ------------------------ 0 17 1 1435 5 4881 6 611 7 3 8 8 9 24 W5531 K22a. About how much did you use up? ____________________________________________________________ 0. Zero; none; nothing [GO TO K22b] 1-9999993. Dollar amount 9999994. $999,994 or more 9999997. "All of it"; everything (no amount given) 9999998. DK; Don't Know [GO TO K22b] 9999999. RF; Refused [GO TO K22b] 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5531 6979 163995 1261967 0 9999999 W5532 K22aa. About how much did you use up? ____________________________________________________________ PER 02. Week 03. Every two weeks/bi-weekly 04. Month 05. Quarter 06. Year 07. Two years 95. Lump sum 97. Other 98. Don't Know; DK 99. Refused; RF W5532 Code Frequency ------------------------ 0 5657 4 14 5 8 6 449 7 141 95 659 97 50 98 1 W5533 K22b. Was that for general living expenses or for some particular expenses? ____________________________________________________________ 1. General living [GO TO K23] 2. Particular 3. Both 8. Don't Know; DK [GO TO K23] 9. Refused; RF [GO TO K23] 0. Inap. W5533 Code Frequency ------------------------ 0 5544 1 551 2 857 3 21 8 3 9 3 W5534 K22c. What was that? W5535 ____________________________________________________________ [Part of additional open-ended codes; merged in just prior to distribution] MEDICAL EXPENSES 01. Medical/dental expense -- R or spouse/partner or NA who 02. " " " -- child(ren) 03. " " " -- parent HOME/VEHICLE EXPENSE 10. Purchase of/down payment on house, condo, duplex--not or NA whether vacation property; land for house 11. Mobile home purchase 12. Vacation property or second home 13. Additions or repairs to home: remodelling; added rooms, garage; repairs to roof; new siding, windows; landscaping; assessments on property; "fixing up house" 14. Purchase of furniture, appliances or other durable goods; carpet, drapes, etc. 15. Moving expenses 16. Car/vehicle purchase; bought car, truck, motor home 17. Car/vehicle repair 19. Accidents/fire/natural disaster; expenses related to LOANS AND DEBTS; BUSINESS EXPENSE 20. Mortgage expenses; took out/paid off mortgage; paid down principal/interest; refinancing costs 21. Paid (off) credit card debt 22. Other loan payment/payoff 25. Own business expense; investment in own business or farm (incl. farm equipment costs); start own business; additions and repairs to rental property RECREATION, TRAVEL, SPECIAL EVENTS 30. Vacations; trips 31. Recreation equipment, incl. motor home, boat 35. Wedding/marriage 36. Divorce/separation (exc. legal fees, code 40) 37. Birth of a child 38. Death, funeral, burial expenses OTHER EXPENSES 40. Legal expenses; lawsuits 41. Insurance 42. Taxes (income, real estate, etc., exc. business taxes, code 25) 43. Educational expense (R or family); tuition for children 44. Purchase/repair of collectibles (antiques, dolls, etc.) 45. Ordinary living expenses 50. Gifts or loans to others; bought son a car; down payment on house for kids; loans to child/other relative 90. No text displayed 97. Other 98. DK 99. NA 00. Inap, 1, 8-9 in K22b; no second mention W5534 Code Frequency ------------------------ 0 6096 1 144 2 8 3 2 10 60 11 7 12 6 13 141 14 20 15 14 16 90 17 17 19 5 20 19 21 8 22 17 25 50 30 52 31 7 35 16 36 4 38 22 40 12 41 5 42 47 43 34 44 4 45 10 50 24 90 7 97 4 98 1 99 26 W5535 Code Frequency ------------------------ 0 6855 1 6 2 1 10 2 11 1 13 25 14 13 15 2 16 9 17 7 21 5 22 3 25 1 30 6 31 1 35 3 38 4 40 1 41 4 42 6 43 5 45 10 50 8 97 1 W5536 K23. Aside from any contributions made to an employer sponsored pension plan, did you [or your (husband/ wife/partner)] add to your retirement savings or investments since MONTH/YEAR OF WAVE-1 INTERVIEW? ____________________________________________________________ [NOTE: PROBE IF NECESSARY: Examples are putting money into an IRA or Keogh account, private annuities, or putting money into other accounts?] 1. Yes 5. No [GO TO K24] 8. Don't Know; DK [GO TO K24] 9. Refused; RF [GO TO K24] 0. Inap. W5536 Code Frequency ------------------------ 0 17 1 1782 5 5135 8 21 9 24 W5537 K23a. (What type of account was that since MONTH/YEAR OF W5538 WAVE-1 INTERVIEW?) W5539 ____________________________________________________________ [Part of additional open-ended codes; merged in just prior to distribution] [NOTE: CHECK ALL THAT APPLY] 01. IRA OR KEOGH 02. ANNUITY 03. Specified pension plans: 401(K), 403(B), 457(K) 04. U.S. Government/Federal Thrift Savings Plan 05. Deferred compensation 11. Pension plan 12. Certificates of deposit (CD's) 13. Stock/mutual funds; money market mutual fund; REITs; "brokerage account"; asset allocation fund/account; incl. stocks and bonds; Employee Stock Ownership Plan (ESOP) 14. Money market account--not or NA whether 13; cash account 15. Savings account 16. Life insurance 21. Purchased "hard" assets: gold, silver, bullion; bought real estate, collectibles, etc. 22. Money loaned to/put into a business 90. No text displayed 95. "Retirement account"--NA type; "investments" --NA what; Supplemental Retirement Annuity (SRA) 97. Other 98. DK 99. NA 00. Inap, 5, 8-9 in K23; 1-2, 8-9 in K23a; no second mention W5537 Code Frequency ------------------------ 0 5197 1 886 2 135 3 97 4 8 5 13 11 14 12 39 13 180 14 15 15 235 16 11 21 12 22 3 95 64 97 4 98 27 99 39 W5538 Code Frequency ------------------------ 0 6819 1 4 2 24 3 41 4 1 5 2 11 1 12 4 13 41 14 5 15 24 16 1 21 3 95 9 W5539 Code Frequency ------------------------ 0 6978 15 1 W5540 K23b. How much money did you put into annuities since MONTH/YEAR OF WAVE-1 INTERVIEW? W5542 How much did you put into IRA or Keogh since MONTH/YEAR OF WAVE-1 INTERVIEW? W5544 How much money did you put into FIRST OTHER MENTION since MONTH/YEAR OF WAVE-1 INTERVIEW? ____________________________________________________________ 0. Zero; none; nothing [GO TO K24] 1-999993. Dollar amount 999994. $999,994 or more 999998. DK; Don't Know [GO TO K24] 999999. RF; Refused [GO TO K24] 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5540 6979 407518 1972223 0 9999999 W5542 6979 110612 1044666 0 9999999 W5544 6979 1 72 0 6000 W5541 K23c. PER W5543 W5545 ____________________________________________________________ PER 02. Week 03. Every two weeks/bi-weekly 04. Month 05. Quarter 06. Year 07. Two years 95. Lump sum 97. Other 98. Don't Know; DK 99. Refused; RF W5541 Code Frequency ------------------------ 0 5546 2 9 3 8 4 61 5 4 6 441 7 111 95 569 97 230 W5543 Code Frequency ------------------------ 0 6896 2 1 3 3 4 5 5 1 6 25 7 1 95 31 97 16 W5545 Code Frequency ------------------------ 0 6978 7 1 W5546 K24. Since MONTH/YEAR OF WAVE-1 INTERVIEW did you [or your (husband/wife/partner)] withdraw any money from an IRA or Keogh account, or convert an IRA or Keogh account into an annuity? ____________________________________________________________ 1. Yes 5. No [GO TO K25] 8. Don't Know; DK [GO TO K25] 9. Refused; RF [GO TO K25] 0. Inap. [GO TO K25] W5546 Code Frequency ------------------------ 0 17 1 341 5 6586 8 13 9 22 W5547 K24a. Did you withdraw funds, convert to an annuity, or W5548 what? W5549 ____________________________________________________________ [NOTE: CHECK ALL THAT APPLY] 1. Withdraw funds 2. Convert to annuity [GO TO K24e] 7. Other [GO TO K24e] 8. Don't Know; DK [GO TO K24e] 9. Refused; RF [GO TO K24e] 0. Inap [GO TO K24e] W5547 Code Frequency ------------------------ 0 6639 1 267 2 39 7 32 9 2 W5548 Code Frequency ------------------------ 0 6976 2 3 W5549 Code Frequency ------------------------ 0 6978 1 1 W5550 K24b. Is this a regular monthly or annual withdrawal, a lump sum withdrawal, or what? ____________________________________________________________ 1. Regular 2. Lump sum [GO TO K24d] 7. Other 8. Don't Know; DK [GO TO K24d] 9. Refused; RF [GO TO K24d] 0. Inap W5550 Code Frequency ------------------------ 0 6717 1 39 2 201 7 22 W5551 K24c. About how much is withdrawn per month or year? ____________________________________________________________ 1-999993. Dollar amount 999994. $999,994 or more 999998. DK; Don't Know [GO TO K25] 999999. RF; Refused [GO TO K25] 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5551 6979 11499 338400 0 9999999 W5552 K24c2. PER ____________________________________________________________ PER 1. Month 2. Year 7. Other 8. Don't Know; DK 9. Refused; RF W5552 Code Frequency ------------------------ 0 6917 1 27 2 22 7 7 8 1 9 5 W5553 K24d. About how much did you withdraw? W5554 K24e. What amount of money did you convert to an annuity? ____________________________________________________________ 0. Zero; none; nothing 1-9999993. Dollar amount 9999994. $9,999,994 or more 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5553 6979 24804 493113 0 9999999 W5554 6979 8739 293116 0 9999999 W5555 K24f. About how much is the annuity per month or year? ____________________________________________________________ 1-9999993. Dollar amount 9999994. $9,999,994 or more 9999998. DK; Don't Know [GO TO K25] 9999999. RF; Refused [GO TO K25] 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5555 6979 32963 573167 0 9999999 W5556 K24f2. PER ____________________________________________________________ PER 1. Month 2. Year 7. Other 8. Don't Know; DK 9. Refused; RF W5556 Code Frequency ------------------------ 0 6959 1 8 2 8 7 3 8 1 W5557 K25. Have you [or your (husband/wife/partner)] put any of your assets into a trust? ____________________________________________________________ 1. Yes 5. No [GO TO K36] 8. Don't Know; DK [GO TO K36] 9. Refused; RF [GO TO K36] 0. Inap. W5557 Code Frequency ------------------------ 0 17 1 186 5 6745 8 9 9 22 W5558 K26. Who receives, or will receive the benefits of the W5559 assets you've put into trust, that is, what is their W5560 relationship to you? W5561 W5562 ____________________________________________________________ [NOTE: CHOOSE ALL THAT APPLY] 1. Spouse 2. Child/child-in-law/grandchild 3. Other relative 4. Someone else 5. Institution or charity 8. Don't Know; DK 9. Refused; RF 0. Inap W5558 Code Frequency ------------------------ 0 6793 1 58 2 113 3 8 4 3 5 1 9 3 W5559 Code Frequency ------------------------ 0 6931 1 1 2 40 3 1 4 3 5 3 W5560 Code Frequency ------------------------ 0 6975 3 1 4 1 5 2 W5561 Code Frequency ------------------------ 0 6978 4 1 W5562 Code Frequency ------------------------ 0 6978 5 1 W5563 K27. What about the value of (that/those) trusts? If you sold all the assets held in trust(s), about how much would you have (not counting anything you have already told me about)? ____________________________________________________________ [NOTE: DO NOT PROBE DK] 0. Zero; none; nothing; "everything already mentioned" [GO TO K36] 1-999993. Dollar amount [GO TO K36] 999994. $999,994 or more [GO TO K36] 999998. DK; Don't Know 999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5563 6979 77211 855975 0 9999999 W5564 K27a-K27c. Brackets ____________________________________________________________ [BRACKETS: Constructed from K27a to K27c, where "x" is the range the answers fell into.] Code K27a K27b K27c Bracket ---- ----- ----- ----- ---------------------------- 1 Yes Yes Inap x >= $500,000 2 Yes No Inap $500,000 > x >= $50,000 3 Yes DK/NA Inap x >= $50,000 4 No Inap Yes $50,000 > x >= $5,000 5 No Inap No $5,000 > x 6 No Inap DK/NA $50,000 > x 7 DK/NA Inap Inap (no information) 0. Inap. W5564 Code Frequency ------------------------ 0 6928 1 12 2 18 3 1 4 5 5 3 7 12 W5565 K36. People sometimes receive property or lump sum payments of money from such things as pension settlements, insurance settlements, cashing in annuities, or inheritances. In the past two years did you [or your (husband/ wife/partner)] receive a lump sum of money or property worth $500 or more that you have not already told me about? Do not include loans or gifts. W5572 K42-1. Did you [or your (husband/wife/partner)] receive any other large lump sum payments in the last two years? Do not count loans or gifts. W5579 K42-3. Did you [or your (husband/wife/partner)] have any other large lump sum payments in the last two years? Do not count loans or gifts. ____________________________________________________________ 1. Yes 5. No [GO TO NEXT SECTION] 8. Don't Know; DK [GO TO NEXT SECTION] 9. Refused; RF [GO TO NEXT SECTION] 0. Inap. W5565 Code Frequency ------------------------ 0 18 1 676 5 6255 8 4 9 26 W5572 Code Frequency ------------------------ 0 6303 1 55 5 618 9 3 W5579 Code Frequency ------------------------ 0 6924 1 2 5 53 W5566 K37-1. What was the largest lump sum -- was it from an insurance or pension settlement, an annuity, an inheritance or something else? W5573 K37-2. What was the next largest lump sum from -- was it from an insurance or pension settlement, an annuity, an inheritance or something else? W5580 K37-3. What was the next largest lump sum from -- was it from an insurance or pension settlement, an annuity, an inheritance or something else? ____________________________________________________________ [Part of additional open-ended codes; merged in just prior to distribution] 01. INSURANCE SETTLEMENT 02. PENSION SETTLEMENT 03. INHERITANCE 04. ANNUITY 05. Other employer contributions from accrued sick, vacation, or leave time 06. Winnings from gambling, lottery, etc. 07. Bonus (from work) 11. Social Security Disability; SS retirement; SS death benefit; SS--NFS 21. Lawsuit settlement; divorce settlement, spousal support, and pension from a divorce settlement 22. FEMA Grant (related to natural disaster) 31. Sale of business (assets) 32. Sale of assets, incl. property or investments 90. No text displayed 97. OTHER (SPECIFY) 98. DK 99. NA 00. Inap, 1-4, 8-9 in K37-1 or K37-2 or K37-3; no further mention W5566 Code Frequency ------------------------ 0 6303 1 157 2 76 3 277 4 12 5 9 6 3 7 7 11 20 21 18 22 3 31 5 32 59 97 9 98 1 99 20 W5573 Code Frequency ------------------------ 0 6924 1 12 2 4 3 16 5 1 7 4 11 2 21 4 32 8 98 1 99 3 W5580 Code Frequency ------------------------ 0 6977 11 1 32 1 K38-1/a-1. In what month and year did you receive that (insurance settlement/pension settlement/inheritance/annuity/OTHER)? W5567 MONTH: K38-2/a-2. In what month and year did you receive that (insurance settlement/pension settlement/ inheritance/annuity/OTHER)? W5574 MONTH: K38-3/a-3. In what month and year did you receive that (insurance settlement/pension settlement/ inheritance/annuity/OTHER)? W5581 MONTH: ____________________________________________________________ 01. January 02. February 03. March 04. April 05. May 06. June 07. July 08. August 09. September 10. October 11. November 12. December 98. Don't Know; DK 99. Refused; RF 00. Inap W5567 Code Frequency ------------------------ 0 6303 1 45 2 34 3 63 4 42 5 59 6 73 7 47 8 47 9 35 10 37 11 38 12 51 98 102 99 3 W5574 Code Frequency ------------------------ 0 6924 1 6 2 3 3 4 4 4 5 3 6 5 7 5 8 1 9 3 10 2 11 7 12 4 98 8 W5581 Code Frequency ------------------------ 0 6977 8 1 11 1 W5568 YEAR: W5575 YEAR: W5582 YEAR: ____________________________________________________________ 1. 1991 2. 1992 3. 1993 4. 1994 8. Don't Know; DK 9. Refused; RF 0. Inap. W5568 Code Frequency ------------------------ 0 6303 1 5 2 106 3 320 4 230 8 12 9 3 W5575 Code Frequency ------------------------ 0 6924 1 2 2 7 3 26 4 16 8 4 W5582 Code Frequency ------------------------ 0 6977 3 2 W5569 K39-1. About how much did you receive from the (insurance settlement/pension settlement/inheritance/annuity/ OTHER)? W5576 K39-2. About how much was that from the (insurance settlement/pension settlement/inheritance/annuity/ OTHER)? W5583 K39-3. About how much was that from the (insurance settlement/pension settlement/inheritance/annuity/ OTHER)? ____________________________________________________________ [NOTE: DO NOT PROBE DK] 1-9999993. Dollar amount [K39-1: GO TO K41-1] [K39-2: GO TO K41-2] [K39-3: GO TO K41-3] 9999994. $999,994 or more [K39-1: GO TO K41-1] [K39-2: GO TO K41-2] [K39-3: GO TO K41-3] 9999998. DK; Don't Know 9999999. RF; Refused 0. Inap. Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ W5569 6979 114275 1051255 0 9999999 W5576 6979 7322 267610 0 9999999 W5583 6979 5 365 0 30000 W5570 K40-1. Was it more than $50,000? W5577 K40-2. Was it more than $50,000? W5584 K40-3. Was it more than $50,000? ____________________________________________________________ 1. Yes 5. No 8. Don't Know; DK 9. Refused; RF 0. Inap. W5570 Code Frequency ------------------------ 0 6901 1 9 5 48 8 2 9 19 W5577 Code Frequency ------------------------ 0 6974 5 4 9 1 W5584 Code Frequency ------------------------ 0 6979 W5571 K41-1. From whom was that inheritance received? W5578 K41-2. From whom was that inheritance received? W5585 K41-3. From whom was that inheritance received? ____________________________________________________________ 1. R's parents 2. Spouse's parents 3. Grandparents 4. Aunt or uncle 7. Other 8. Don't Know; DK 9. Refused; RF 0. Inap. W5571 Code Frequency ------------------------ 0 6702 1 118 2 79 3 7 4 39 7 23 9 11 W5578 Code Frequency ------------------------ 0 6963 1 4 2 7 3 2 4 2 9 1 W5585 Code Frequency ------------------------ 0 6979 [Return to Beginning] [Table of Contents] [Previous Section] [Next Section]