HRS 1992 (Wave 1) Documentation


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Section R: Health and Life Insurance VAR # _____ 6601 R1. INTERVIEWER CHECKPOINT ____________________________________________________________ 1. R is married/living with partner 2. All others V6601 Code Frequency --------------------- 1 5234 2 2373 6602 R2. Are you currently covered by any federal government health insurance programs, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? ____________________________________________________________ 1. Yes 5. No [Inap in V6603-V6606] 8. DK [Inap in V6603-V6606] 9. NA [Inap in V6603-V6606] V6602 Code Frequency --------------------- 1 1318 5 6193 9 96 R2a. Which program is that? [NOTE: Check all that apply.] [DEFINITION: Only persons 65 or older or disabled are eligible for medicare. Only poor persons are eligible for medicaid. CHAMPUS is for active or retired military.] 6603 R2aA. MEDICARE ____________________________________________________________ [NOTE: use same code for V6604-V6605.] 1. Checked 5. Not checked 8. DK to entire QR2a 9. NA to entire QR2a 0. Inap; 5, 8-9 in V6602 V6603 Code Frequency --------------------- 0 6289 1 620 5 695 8 1 9 2 6604 R2aB. MEDICAID ____________________________________________________________ V6604 Code Frequency --------------------- 0 6289 1 405 5 910 8 1 9 2 6605 R2aC. VA/CHAMPUS ____________________________________________________________ V6605 Code Frequency --------------------- 0 6289 1 386 5 930 8 1 9 1 6606 R2aD. OTHER (incl. Bureau of Indian Affairs) ____________________________________________________________ [NOTE: If "Blue Cross/Blue Shield" or other clearly private insurance mentioned here, see Supervisor.] 1. Checked [NOTE: Make card.] 5. Not checked 8. DK to entire QR2a 9. NA to entire QR2a 0. Inap; 5, 8-9 in V6602 V6606 Code Frequency --------------------- 0 6289 1 18 2 14 5 1284 8 1 9 1 6614 R3. Do you have any type of health insurance coverage obtained through your [or your (husband's/wife's/ partner's)] employer, former employer or union, such as Blue Cross-Blue Shield or a Health Maintenance Organization? ____________________________________________________________ 1. Yes 2. Yes, only when R is working 4. Not now, but when R returns to job he/she will be covered; will be covered on current job in near future 5. No [Inap in V6615-V6631] 8. DK [Inap in V6615-V6631] 9. NA [Inap in V6615-V6631] V6614 Code Frequency --------------------- 1 5038 4 7 5 2529 8 1 9 32 6615 R3a. How many such health plans do you have? ____________________________________________________________ Code number of plans (01-10) 01. One plan [Inap in V6624-V6631] 98. DK 99. NA 00. Inap, 5, 8-9 in V6614 V6615 Code Frequency --------------------- 0 2562 1 4598 2 414 3 26 4 3 99 4 6616(1) R4. [Thinking about the (first/other) plan,] How is this 6624(2) coverage obtained? ____________________________________________________________ 1. R's employer/former employer 2. R's union 3. Spouse's/partner's employer/former employer 4. Spouse's/partner's union 7. Other; Ex-spouse and deceased spouse 8. DK 9. NA 0. Inap, [Plan #1: 5, 8-9 in V6614] [Plan #2: 5, 8-9 in V6614, 01 in V6615] V6616 Code Frequency --------------------- 0 2562 1 3779 2 223 3 904 4 55 7 80 9 4 V6624 Code Frequency --------------------- 0 7157 1 182 2 19 3 225 4 10 7 7 9 7 R5. In order to get the best information possible about people's health insurance coverage, we need the name and address of the (employer/union) that provides this coverage. [NOTE: Record name and address of employer or union and card information on data card, side 2 at R5, Plan 1 or 2 ("Health Insurance"), as appropriate.] 6617(1) R6. How is this coverage paid for--entirely by you [or 6625(2) your (spouse/partner)], entirely by an employer or union, partly by an employer or union, or what? ____________________________________________________________ 1. Entirely by R or spouse/partner 2. Entirely by R's or spouse/partner's employer/ former employer or union 3. Partly by R or spouse/partner and partly by employer or Union 7. Other 8. DK 9. NA 0. Inap, [Plan #1: 5, 8-9 in V6614] [Plan #2: 5, 8-9 in V6614, 01 in V6615] V6617 Code Frequency --------------------- 0 2562 1 591 2 1824 3 2526 7 26 8 21 9 57 V6625 Code Frequency --------------------- 0 7158 1 80 2 186 3 166 7 2 8 2 9 13 6618(1) R7. Is this health insurance plan available to people 6626(2) who retire? ____________________________________________________________ 1. Yes [Plan #1: 0 in V6619] 5. No 8. DK [Plan #1: 0 in V6619-V6623] 9. NA [Plan #1: 0 in V6619-V6623] 0. Inap, [Plan #1: 5, 8-9 in V6614] [Plan #2: 5, 8-9 in V6614, 01 in V6615] V6618 Code Frequency --------------------- 0 2562 1 3455 5 891 8 678 9 21 V6626 Code Frequency --------------------- 0 7158 1 286 5 71 8 81 9 11 6619(1) R8. Does the organization have any health insurance 6627(2) plan available to retirees? ____________________________________________________________ 1. Yes 5. No [Plan #1: 0 in V6620-V6623] 8. DK [Plan #1: 0 in V6620-V6623] 9. NA [Plan #1: 0 in V6620-V6623] 0. Inap, [Plan #1: 5, 8-9 in V6614; 1, 8-9 in V6618] [Plan #2: 5, 8-9 in V6614; 01 in V6615, 1, 8-9 in V6626] V6619 Code Frequency --------------------- 0 6716 1 141 5 647 8 102 9 1 V6627 Code Frequency --------------------- 0 7536 1 7 5 56 8 8 6620(1) R9. For retirees, does the (employer/ union) pay all, 6628(2) some or none of the costs of health insurance? ____________________________________________________________ 1. All [Plan #1: 0 in V6621] 3. Some 5. None [Plan #1: 0 in V6621] 8. DK [Plan #1: 0 in V6621] 9. NA [Plan #1: 0 in V6621] 0. Inap, [Plan #1: 5, 8-9 in V6614; 8-9 in V6618; 5, 8-9 in V6619] [Plan #2: 5, 8-9 in V6614; 01 in V6615; 8-9 in V6626; 5, 8-9 in V6627] V6620 Code Frequency --------------------- 0 4011 1 782 3 1204 5 1230 8 360 9 20 V6628 Code Frequency --------------------- 0 7314 1 73 3 88 5 91 8 38 9 3 6621(1) R10. Do retired employees pay higher, lower, or the same 6629(2) health insurance costs as other employees? ____________________________________________________________ 1. Higher 2. Lower 3. Same 8. DK 9. NA 0. Inap, [Plan #1: 5, 8-9 in V6614; 8-9 in V6618; 5, 8-9 in V6619; 1, 5, 8-9 in V6620] [Plan #2: 5, 8-9 in V6614; 01 in V6615; 8-9 in V6626; 5, 8-9 in V6627 or V6630] V6621 Code Frequency --------------------- 0 6403 1 444 2 113 3 444 8 201 9 2 V6629 Code Frequency --------------------- 0 7519 1 32 2 7 3 39 8 10 6622(1) R11. Can the spouses of retired employees be covered 6630(2) under this plan? ____________________________________________________________ 1. Yes 5. No [Plan #1: 0 in V6623] 8. DK [Plan #1: 0 in V6623] 9. NA [Plan #1: 0 in V6623] 0. Inap, [Plan #1: 5, 8-9 in V6614; 8-9 in V6618; 5, 8-9 in V6619] [Plan #2: 5, 8-9 in V6614; 01 in V6615; 8-9 in V6626; 5, 8-9 in V6627] V6622 Code Frequency --------------------- 0 4011 1 3036 5 211 8 322 9 27 V6630 Code Frequency --------------------- 0 7314 1 257 5 9 8 25 9 2 6623(1) R12. [READ SLOWLY] Compared to employees who are still 6631(2) working, do retired employees pay more, less, or the same amount for their spouse's health insurance? ____________________________________________________________ 1. More 2. Less 3. Same 4. Don't pay 8. DK 9. NA 0. Inap, [Plan #1: 5, 8-9 in V6614; 8-9 in V6618; 5, 8-9 in V6619 or V6622] [Plan #2: 5, 8-9 in V6614; 01 in V6615; 8-9 in V6626; 5, 8-9 in V6627 or V6630] V6623 Code Frequency --------------------- 0 4571 1 1062 2 98 3 1031 4 276 8 549 9 20 V6631 Code Frequency --------------------- 0 7350 1 83 2 11 3 78 4 31 8 50 9 4 6632 R14. Do you have any type of health insurance coverage, 16632 Medigap or other supplemental coverage, or long-term care insurance that is purchased directly from an insurance company or through a membership organization such as AARP (the American Association of Retired Persons)? [IMPUTED] ____________________________________________________________ 1. Yes 5. No [Inap in V6633-V6639] V6632 Code Frequency --------------------- 1 1276 5 6331 R14a. What kind of coverage do you have? (Basic health insurance, Medigap or other supplemental health insurance, long-term care insurance, or what?) [NOTE: Check all that apply.] 6633 R14aA. BASIC HEALTH ("Hospitalization") ____________________________________________________________ [NOTE: Use same code for V6634-V6636] 1. Checked 5. Not checked 8. DK to entire QR14a 9. NA to entire QR14a 0. Inap, 5, 8-9 in V6632 V6633 Code Frequency --------------------- 0 6334 1 598 5 659 9 16 6634 R14aB. MEDIGAP ____________________________________________________________ V6634 Code Frequency --------------------- 0 6334 1 31 5 1226 9 16 6635 R14aC. OTHER SUPPLEMENTAL HEALTH (AARP--NFS) ____________________________________________________________ V6635 Code Frequency --------------------- 0 6334 1 374 2 4 3 5 5 874 9 16 6636 R14aD. LONG-TERM CARE (incl. nursing home care) ____________________________________________________________ V6636 Code Frequency --------------------- 0 6334 1 86 5 1171 9 16 6637 R14aE. OTHER (SPECIFY) ____________________________________________________________ 1. Checked [NOTE: Make card] 2. Cancer (incl. combination of cancer and intensive care) 3. Dental 4. Major Medical; "intensive care"--NFS; "catastrophic illness"; "accident" 5. Not checked 6. Disability 8. DK 9. NA 0. Inap, 5, 8-9 in V6632 V6637 Code Frequency --------------------- 0 6334 1 17 2 102 3 60 4 55 5 959 6 32 7 29 8 1 9 18 6638 R14b. How much do you pay for this insurance (per month 16638 or per quarter)? [IMPUTED] ____________________________________________________________ 0000. Nothing; all paid up; paid by someone else Actual $ amount (0001 - 9979) 9996. Inap, 5, 8-9 in V6632 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6638 1276 344.79 750.08 0.00 7600.00 6639 R14b. PER [IMPUTED] 16639 ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 0. Inap, 5, 8-9 in V6632 V6639 Code Frequency --------------------- 0 6331 4 881 5 170 6 224 8 1 6640 R15. Have you ever been turned down when you applied for health insurance? ____________________________________________________________ 1. Yes 5. No [place 0 in V6641] 8. DK [place 0 in V6641] 9. NA [place 0 in V6641] V6640 Code Frequency --------------------- 1 391 5 7159 8 3 9 54 6641 R15a. Why were you turned down? ____________________________________________________________ [NOTE: Recode "other" intp code 1, when appropriate] 1. Due to a pre-existing condition 2. Age or weight requirement 3. Income too high 4. Lifestyle factors; drink/smoke/work in a liquor store 7. OTHER (SPECIFY) [NOTE: Make card] 8. DK 9. NA 0. Inap, 5, 8-9 in V6640 V6641 Code Frequency --------------------- 0 7216 1 337 2 10 3 2 4 5 7 14 8 18 9 5 6701 R16. Do you have any life insurance, including individual or group policies? ____________________________________________________________ 1. Yes 5. No [Inap in V6702-V6725] 8. DK [Inap in V6702-V6725] 9. NA [Inap in V6702-V6725] V6701 Code Frequency --------------------- 1 5447 5 2118 8 2 9 40 6702 R17. Are any of these group or individual term insurance policies? ____________________________________________________________ [DEFINITION: Term insurance policies have no value unless the person dies. Many such policies are issued through employers and unions.] 1. Yes 5. No [Inap in V6703-V6710] 8. DK [Inap in V6703-V6710] 9. NA [Inap in V6703-V6710] 0. Inap, 5, 8-9 in V6701 V6702 Code Frequency --------------------- 0 2160 1 3873 5 1409 8 143 9 22 6703 R17a. How many term insurance policies do you have? ____________________________________________________________ Code # TERM INSURANCE POLICIES (01-25) 98. DK 99. NA 00. Inap, 5, 8-9 in V6701 or V6702 V6703 Code Frequency --------------------- 0 3734 1 2848 2 777 3 141 4 45 5 10 6 5 7 3 8 1 10 2 11 1 15 1 98 9 99 30 6704 R17b. Are these group term insurance policies obtained through an employer, or are they individual policies? ____________________________________________________________ 1. Group 2. Individual 3. Both 8. DK 9. NA 0. Inap, 5, 8-9 in 6701 or 6702 V6704 Code Frequency --------------------- 0 3734 1 2003 2 1384 3 460 8 3 9 23 6705 R17c. About how much do you pay for (this/these) term insurance (policy/policies) each month or year? ____________________________________________________________ 0000. Nothing--employer or union pays cost Code actual $ amount (0001 - 9979) or from Range Card (9980 - 9989) 9994. Paid up--nothing to pay 9996. Inap, 5, 8-9 in V6701 or V6702 9998. DK 9999. NA Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6705 3630 142.45 469.38 -1.00 9600.00 6706 R17c. PER ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 9. NA (incl. DK amount) 0. Inap, 5, 8-9 in V6701 or V6702 V6706 Code Frequency --------------------- 0 3734 4 1529 5 93 6 756 7 1 8 3 9 1491 6707 R17d. What is the current face value of all the term insurance policies that you have? ____________________________________________________________ Code actual $ amount (0 000 001 - 9 999 979) or from Range Card (9 999 980 - 9 999 989) 9 999 998. DK 9 999 999. NA 0 000 000. Inap, 5, 8-9 in V6701 or V6702 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6707 3454 60338.39 106825.60 10.00 2000000.00 R17e. Who is the beneficiary on (this policy/these policies)? [NOTE: Check all that apply.]) 6708 R17eA. SPOUSE ____________________________________________________________ [NOTE: Use same code for V6709-V6710] 1. Checked 5. Not checked 8. DK to entire QR17e 9. NA to entire QR17e 0. Inap, 5, 8-9 in V6701 or V6702 V6708 Code Frequency --------------------- 0 3734 1 2625 5 1212 8 7 9 29 6709 R17eB. CHILD(REN) ____________________________________________________________ V6709 Code Frequency --------------------- 0 3734 1 1114 5 2722 8 7 9 30 6710 R17eC. OTHERS ____________________________________________________________ V6710 Code Frequency --------------------- 0 3734 1 353 5 3483 8 7 9 30 6711 R18. Do you have any life insurance policies that build up a cash value or that you can borrow on? ____________________________________________________________ [DEFINITION: These are sometimes called "whole life" or "straight life".] 1. Yes 5. No [Inap in V6712-V6725] 8. DK [Inap in V6712-V6725] 9. NA [Inap in V6712-V6725] 0. Inap, 5, 8-9 in V6701 V6711 Code Frequency --------------------- 0 2160 1 2514 4 1 5 2822 8 92 9 18 6712 R18a. How many such policies do you have? ____________________________________________________________ Code # CASH VALUE POLICIES (01-25) 01. One [Inap in V6716-V6717, V6722-V6725] 98. DK 99. NA 00. Inap, 5, 8-9 in V6701 or V6711 V6712 Code Frequency --------------------- 0 5092 1 1684 2 511 3 194 4 66 5 25 6 13 7 6 10 1 15 1 98 4 99 10 6713 R18b. What is the current face value of (this policy/these policies)? ____________________________________________________________ Code actual $ amount (0 000 001 - 9 999 979) or from Range Card (9 999 980 - 9 999 989) 9 999 998. DK 9 999 999. NA 0 000 000. Inap, 5, 8-9 in V6701 or V6711 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6713 2238 52309.11 116738.58 500.00 2000000.00 6714(1) R18c. How much in total are the monthly or annual premiums 6716(2) on [this policy/the two (largest) policies]? ____________________________________________________________ 0000. NONE; "Paid up" [Inap in next variable] Code actual $ amount (0001 - 9979) or from Range Card (9980 - 9989) 9996. Inap, 5, 8-9 in V6701 or V6711; no second policy 9998. DK 9999. NA Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6714 2340 263.28 728.63 0.00 9979.00 V6716 727 238.04 679.02 0.00 8500.00 6715(1) R18c. PER 6717(2) ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 9. NA (incl. DK amount) 0. Inap, 5, 8-9 in V6701 or V6711; no premiums; no second policy V6715 Code Frequency --------------------- 0 5547 4 1103 5 94 6 691 7 1 8 4 9 167 V6717 Code Frequency --------------------- 0 6947 4 292 5 22 6 240 8 2 9 104 6718(1) R18d. For how many years have you had [this policy/the two 6722(2) (largest) policies]? ____________________________________________________________ Code YEARS (01-95) 98. DK 99. NA 00. Inap, 5, 8-9 in V6701 or V6711; no second policy Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6718 2407 17.56 12.83 1.00 60.00 V6722 776 19.15 12.11 1.00 60.00 R18e. Who is the primary beneficiary on (this/these) policies? [NOTE: Check all that apply.] 6719(1) R18eA. SPOUSE 6723(2) ____________________________________________________________ [NOTE: Use same code for V6720-V6725] 1. Checked 5. Not checked 8. DK to entire QR18e 9. NA to entire QR18e 0. Inap, 5, 8-9 in V6701 or V6711; no second policy V6719 Code Frequency --------------------- 0 5092 1 1607 5 561 8 1 9 346 V6723 Code Frequency --------------------- 0 6776 1 568 5 154 9 109 6720(1) R18eB. CHILD(REN) 6724(2) ____________________________________________________________ V6720 Code Frequency --------------------- 0 5092 1 461 5 1707 8 1 9 346 V6724 Code Frequency --------------------- 0 6776 1 131 5 590 9 110 6721(1) R18eC. OTHER 6725(2) ____________________________________________________________ V6721 Code Frequency --------------------- 0 5092 1 175 5 1993 8 1 9 346 V6725 Code Frequency --------------------- 0 6776 1 61 5 660 9 110 6801 R19. INTERVIEWER CHECKPOINT ____________________________________________________________ 1. R is married/living with partner 2. All others [Inap in V6802-V6841, V6901-V6925] V6801 Code Frequency --------------------- 1 5234 2 2373 6802 R20. Is your (husband/wife/partner) currently covered by any government health insurance programs such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? ____________________________________________________________ 1. Yes 5. No [Inap in V6803-V6806] 8. DK [Inap in V6803-V6806] 9. NA [Inap in V6803-V6806] 0. Inap, 2 in V6801 V6802 Code Frequency --------------------- 0 2373 1 717 5 4476 8 5 9 36 R20a. Which program is that? [NOTE: Check all that apply.] [DEFINITION: Only persons 65 or older or disabled are eligible for medicare. Only poor persons are eligible for medicaid. CHAMPUS is for active or retired military.] 6803 R20aA. MEDICARE ____________________________________________________________ [NOTE: use same code for V6804-V6806] 1. Checked 5. Not checked 8. DK to entire QR20a 9. NA to entire QR20a 0. Inap, 2 in V6801; 5, 8-9 in V6802 V6803 Code Frequency --------------------- 0 6890 1 359 5 356 8 1 9 1 6804 R20aB. MEDICAID ____________________________________________________________ V6804 Code Frequency --------------------- 0 6890 1 94 5 621 8 1 9 1 6805 R20aC. VA/CHAMPUS ____________________________________________________________ V6805 Code Frequency --------------------- 0 6890 1 267 5 448 8 1 9 1 6806 R20aD. OTHER (incl. Bureau of Indian Affairs) ____________________________________________________________ V6806 Code Frequency --------------------- 0 6890 1 29 5 686 8 1 9 1 6807 R21. INTERVIEWER CHECKPOINT SEE P. 197, R3 ____________________________________________________________ 1. "Yes" at R3; R has coverage through an employer or union 2. All others [Inap in V6808-V6813] 0. Inap, 2 in V6801 V6807 Code Frequency --------------------- 0 2373 1 3805 2 1429 6808 R22. You told me earlier that you obtain health insurance through an employer or union. Is your (husband/ wife/partner) covered by the same insurance plan(s)? ____________________________________________________________ 1. Yes 5. No [Inap in V6809-V6813] 8. DK [Inap in V6809-V6813] 9. NA [Inap in V6809-V6813] 0. Inap, 2 in V6801 or V6807 V6808 Code Frequency --------------------- 0 3802 1 3217 5 561 9 27 6809 R23. INTERVIEWER CHECKPOINT ____________________________________________________________ 1. Only one plan [Inap in V6810-V6812] 2. All others 0. Inap, 2 in V6801 or V6807; 5, 8-9 in V6808 V6809 Code Frequency --------------------- 0 4391 1 2886 2 330 R24. Which plan or plans cover you both? [NOTE: Check all that apply.] 6810 R24A. PLAN #1 ONLY ____________________________________________________________ [NOTE: Use same code for V6811-V6812] 1. Checked 5. Not checked 8. DK to entire QR24 9. NA to entire QR24 0. Inap, 2 in V6801 or V6807; 5, 8-9 in V6808; 1 in V6809 V6810 Code Frequency --------------------- 0 7276 1 24 5 298 9 9 6811 R24B. PLAN #2 ONLY ____________________________________________________________ V6811 Code Frequency --------------------- 0 7275 1 74 5 249 9 9 6812 R24C. BOTH PLAN #1 AND PLAN #2 ____________________________________________________________ V6812 Code Frequency --------------------- 0 7276 1 226 5 97 9 8 [NOTE: Record card information for Plan #2 on data card, side 2, "S's card"] 6813 R25. Does your (husband/wife/partner) have any other health insurance coverage obtained through an employer, former employer, or union? ____________________________________________________________ 1. Yes [Inap in V6814] 5. No [Inap in V6814-V6831] 8. DK [Inap in V6814-V6831] 9. NA [Inap in V6814-V6831] 0. Inap, 2 in V6801 or V6807; 5, 8-9 in V6808 V6813 Code Frequency --------------------- 0 4391 1 262 5 2948 8 3 9 3 6814 R26. Does your (husband/wife/partner) have any type of health insurance coverage obtained through an employer, former employer, or union? ____________________________________________________________ 1. Yes 2. Yes, only when R is working 4. Not now, but when R returns to job he/she will be covered; will be covered on current job in near future 5. No [Inap in V6815-V6831] 8. DK [Inap in V6815-V6831] 9. NA [Inap in V6815-V6831] 0. Inap, 2 in V6801; 1, 5, 8-9 in V6813 V6814 Code Frequency --------------------- 0 5586 1 600 5 1378 8 4 9 39 6815 R26a. How many such health plans does (he/she) have? ____________________________________________________________ Code # OF PLANS (01-10) 01. One plan [Inap in V6824-V6831] 98. DK 99. NA 00. Inap, 2 in V6801; 5, 8-9 in V6813 or V6814 V6815 Code Frequency --------------------- 0 6744 1 834 2 23 3 1 98 1 99 4 6816(1) R27. [Thinking about the (first/other) plan,] How is this 6824(2) coverage obtained? ____________________________________________________________ 1. R's employer/former employer 2. R's union 3. Spouse's/partner's employer/former employer 4. Spouse's/partner's union 7. Other; Ex-spouse and deceased spouse 8. DK 9. NA 0. Inap, [Plan #1: 2 in 6801; 5, 8-9 in 6813 or 6814] [Plan #2: 2 in 6801; 5, 8-9 in 6813 or 6814, no second plan] V6816 Code Frequency --------------------- 0 6741 1 72 2 5 3 742 4 33 7 4 8 1 9 9 V6824 Code Frequency --------------------- 0 7577 1 4 3 21 9 5 R28. (In order to get the best information possible about people's health insurance coverage,) we need the name and address of the (employer/union) that provides this coverage. [NOTE: Record name and address of employer or union and card information on data card, side 2 at R28, ("Health insurance").] 6817(1) R29. How is this coverage paid for--entirely by you [or 6825(2) your (spouse/partner)], entirely by an employer or union, partly by an employer or union, or what? ____________________________________________________________ 1. Entirely by R or spouse/partner 2. Entirely by R's or spouse/partner's employer/ former employer or union 3. Partly by R or spouse/partner and partly by employer or Union 7. Other 8. DK 9. NA 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814, no second plan] V6817 Code Frequency --------------------- 0 6744 1 116 2 345 3 369 7 3 8 11 9 19 V6825 Code Frequency --------------------- 0 7578 1 6 2 10 3 6 7 2 9 5 6818(1) R30. Is this health insurance plan available to people 6826(2) who retire? ____________________________________________________________ 1. Yes [Plan #1: 0 in V6819] 5. No 8. DK [Plan #1: 0 in V6819-V6823] 9. NA [Plan #1: 0 in V6819-V6823] 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814] [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814, no second plan] V6818 Code Frequency --------------------- 0 6744 1 459 5 186 8 202 9 16 V6826 Code Frequency --------------------- 0 7578 1 15 5 3 8 5 9 6 6819(1) R31. Does the organization have any health insurance plan 6827(2) available to retirees? ____________________________________________________________ 1. Yes 5. No [Plan #1: 0 in V6820-V6823] 8. DK [Plan #1: 0 in V6820-V6823] 9. NA [Plan #1: 0 in V6820-V6823] 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814; 1, 8-9 in V6818] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814; no second plan, 1, 8-9 in V6826] V6819 Code Frequency --------------------- 0 7421 1 16 5 141 8 28 9 1 V6827 Code Frequency --------------------- 0 7604 1 1 5 2 6820(1) R32. For retirees, does the (employer/ union) pay all, 6828(2) some or none of the costs of health insurance? ____________________________________________________________ 1. All [Plan #1: 0 in V6821] 2. Some 3. None [Plan #1: 0 in V6821] 8. DK [Plan #1: 0 in V6821] 9. NA [Plan #1: 0 in V6821] 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814; 8-9 in 6818; 5, 8-9 in 6819] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814; no second plan; 8-9 in V6826; 5, 8-9 in V6827] V6820 Code Frequency --------------------- 0 7132 1 102 2 137 3 161 8 70 9 5 V6828 Code Frequency --------------------- 0 7591 1 5 2 3 3 7 8 1 6821(1) R33. Do retired employees pay higher, lower, or the same 6829(2) health insurance costs as other employees? ____________________________________________________________ 1. Higher 2. Lower 3. Same 8. DK 9. NA 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814; 8-9 in V6818; 5, 8-9 in V6819; 1, 3, 8-9 in V6820] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814; no second plan; 8-9 in V6826; 5, 8-9 in V6827; 1, 3, 8-9 in V6828] V6821 Code Frequency --------------------- 0 7470 1 51 2 10 3 49 8 27 V6829 Code Frequency --------------------- 0 7604 3 3 6822(1) R34. Can the spouses of retired employees be covered 6830(2) under this plan? ____________________________________________________________ 1. Yes 5. No [Plan #1: 0 in V6823] 8. DK [Plan #1: 0 in V6823] 9. NA [Plan #1: 0 in V6823] 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814; 8-9 in V6818; 5, 8-9 in V6819] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814; no second plan; 8-9 in V6826; 5, 8-9 in V6827] V6822 Code Frequency --------------------- 0 7132 1 358 5 54 8 54 9 9 V6830 Code Frequency --------------------- 0 7591 1 15 5 1 6823(1) R35. [READ SLOWLY] Compared to employees who are still 6831(2) working, do retired employees pay more, less, or the same amount for their spouse's health insurance? ____________________________________________________________ 1. More 2. Less 3. Same 4. Don't pay 8. DK 9. NA 0. Inap, [Plan #1: 2 in V6801; 5, 8-9 in V6813 or V6814; 8-9 in V6818; 5, 8-9 in V6819; 5, 8-9 in V6822] [Plan #2: 2 in V6801; 5, 8-9 in V6813 or V6814; no second plan; 8-9 in V6826; 5, 8-9 in V6827 or V6830] V6823 Code Frequency --------------------- 0 7249 1 145 2 14 3 107 4 25 8 66 9 1 V6831 Code Frequency --------------------- 0 7592 1 6 2 1 3 3 4 2 8 3 6832 R37. Does your (husband/wife/partner) have any type of 16832 health insurance coverage, Medigap or other supplemental coverage, or long-term care insurance that is purchased directly from an insurance company or through a membership organization such as AARP (the American Association of Retired Persons)? [IMPUTED] ____________________________________________________________ 1. Yes 3. Yes, same plan as reported at R14 [Inap in V6833-V6839] 5. No [Inap in V6833-V6839] 0. Inap, 2 in V6801 V6832 Code Frequency --------------------- 0 2373 1 449 3 300 5 4485 R37a. What kind of coverage does (he/she) have? (Basic health insurance, Medigap or other supplemental health insurance, long-term care insurance, or what?) [Check all that apply.] 6833 R37a. A. BASIC HEALTH ("Hospitalization") ____________________________________________________________ [NOTE: Use same code for V6834-V6836] 1. Checked 5. Not checked 8. DK to entire QR37a 9. NA to entire QR37a 0. Inap, 2 in V6801; 3, 5, 8-9 in V6832 V6833 Code Frequency --------------------- 0 7160 1 203 5 237 8 3 9 4 6834 R37a. B. MEDIGAP ____________________________________________________________ V6834 Code Frequency --------------------- 0 7160 1 11 5 429 8 3 9 4 6835 R37a. C. OTHER SUPPLEMENTAL HEALTH (AARP--NFS) ____________________________________________________________ V6835 Code Frequency --------------------- 0 7160 1 145 2 1 5 294 8 3 9 4 6836 R37a. D. LONG-TERM CARE (incl. nursing home care) ____________________________________________________________ V6836 Code Frequency --------------------- 0 7160 1 33 5 407 8 3 9 4 6837 R37a. E. OTHER (SPECIFY) ____________________________________________________________ 1. Checked [NOTE: Make card] 2. Cancer (incl. combination of cancer and intensive care) 3. Dental 4. Major Medical; "intensive care"; "catastrophic illness"; accident 5. Not checked 6. Disability 8. DK 9. NA 0. Inap, 2 in V6801; 3, 5, 8-9 in V6832 V6837 Code Frequency --------------------- 0 7160 1 2 2 28 3 17 4 19 5 359 6 12 7 3 8 3 9 4 6838 R37b. How much does (he/she) pay for this insurance (per 16838 month or per quarter)? [IMPUTED] ____________________________________________________________ 0000. Nothing; all paid up; paid by someone else Code actual $ amount (0001 - 9979) or from Range Card (9980 - 9989) 9996. Inap, 2 in V6801; 5, 8-9 in V6832 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6838 749 199.84 551.42 0.00 6000.00 6839 R37b. PER [IMPUTED] 16839 ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 0. Inap, 2 in V6801; 3, 5, 8-9 in V6832 V6839 Code Frequency --------------------- 0 7158 4 300 5 57 6 92 6840 R38. Has your (husband/wife/partner) ever been turned down when (he/she) applied for health insurance? ____________________________________________________________ 1. Yes 5. No [Inap in V6841] 8. DK [Inap in V6841] 9. NA [Inap in V6841] 0. Inap, 2 in V6801 V6840 Code Frequency --------------------- 0 2373 1 214 5 4967 8 7 9 46 6841 R38a. Why was (he/she) turned down? ____________________________________________________________ 1. Due to a pre-existing condition 2. Age or weight requirement 3. Income too high 4. Lifestyle factors; drink/smoke/work in a liquor store 7. Other (specify) [NOTE: Make card] 8. DK 9. NA 0. Inap, 2 in V6801; 5, 8-9 in V6840 V6841 Code Frequency --------------------- 0 7393 1 192 2 7 3 1 4 2 7 6 8 4 9 2 6901 R39. Does your (husband/wife/partner) have any life insurance, including individual or group policies? ____________________________________________________________ 1. Yes 5. No [Inap in V6902-V6925] 8. DK [Inap in V6902-V6925] 9. NA [Inap in V6902-V6925] 0. Inap, 2 in V6801 V6901 Code Frequency --------------------- 0 2373 1 3435 5 1722 8 26 9 51 6902 R40. Are any of these group or individual term insurance policies? ____________________________________________________________ [DEFINITION: Term insurance policies have no value unless the person dies. Many such policies are issued through employers and unions.] 1. Yes 5. No [Inap in V6903-V6910] 8. DK 9. NA 0. Inap, 2 in V6801; 5, 8-9 in V6901 V6902 Code Frequency --------------------- 0 4172 1 2256 5 1022 8 132 9 25 6903 R40a. How many term insurance policies does (he/she) have? ____________________________________________________________ Code # TERM INSURANCE POLICIES (01-25) 98. DK 99. NA 00. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 V6903 Code Frequency --------------------- 0 5351 1 1823 2 334 3 54 4 16 5 3 6 1 8 1 98 13 99 11 6904 R40b. Are these group term insurance policies obtained through an employer, or are they individual policies? ____________________________________________________________ 1. Group 2. Individual 3. Both 8. DK 9. NA 0. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 V6904 Code Frequency --------------------- 0 5351 1 1170 2 884 3 177 8 7 9 18 6905 R40c. About how much do (he/she) pay for (this/these) term insurance (policy/policies) each month or year? ____________________________________________________________ 0000. Nothing--employer or union pays cost Code actual $ amount (0001 - 9979) or from Range Card (9980 - 9989) 9994. Paid up--nothing to pay 9995. Payment amount included at R17c 9996. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 9998. DK 9999. NA Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6905 1891 101.66 384.34 -1.00 8000.00 6906 R40c. PER ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 9. NA (incl. DK amount) 0. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 V6906 Code Frequency --------------------- 0 5351 4 723 5 49 6 410 8 2 9 1072 6907 R40d. What is the current face value of all the term insurance policies that (he/she) has? ____________________________________________________________ Code actual $ amount (0 000 001 - 9 999 979) or from Range Card (9 999 980 - 9 999 989) 9 999 998. DK 9 999 999. NA 0 000 000. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6907 1931 41072.97 74156.70 10.00 1200000.00 R40e. Who is the beneficiary on (this policy/these policies)? [NOTE: Check all that apply.]) 6908 R40eA. SPOUSE ____________________________________________________________ [NOTE: Use same code for V6909-V6910] 1. Checked 5. Not checked 8. DK to entire QR40e 9. NA to entire QR40e 0. Inap, 2 in V6801; 5, 8-9 in V6901 or V6902 V6908 Code Frequency --------------------- 0 5351 1 2100 5 118 8 11 9 27 6909 R40eB. CHILD(REN) ____________________________________________________________ V6909 Code Frequency --------------------- 0 5351 1 198 5 2020 8 11 9 27 6910 R40eC. OTHERS ____________________________________________________________ V6910 Code Frequency --------------------- 0 5351 1 39 5 2180 8 10 9 27 6911 R41. Does your (husband/wife/partner) have any life insurance policies that build up a cash value or that (he/she) can borrow on? ____________________________________________________________ [DEFINITION: These are sometimes called "whole life" or "straight life".] 1. Yes 5. No [Inap in V6912-V6925] 8. DK [Inap in V6912-V6925] 9. NA [Inap in V6912-V6925] 0. Inap, 2 in V6801; 5, 8-9 in V6901 V6911 Code Frequency --------------------- 0 4172 1 1492 4 3 5 1837 8 91 9 12 6912 R41a. How many such policies does (he/she) have? ____________________________________________________________ Code # CASH VALUE POLICIES (01-25) 01. One policy [Inap in V6916-V6917, V6922-V6925] 98. DK 99. NA 00. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911 V6912 Code Frequency --------------------- 0 6112 1 1118 2 254 3 76 4 18 5 7 6 2 8 1 98 10 99 9 6913 R41b. What is the current face value of (this policy/these policies)? ____________________________________________________________ Code actual $ amount (0 000 001 - 9 999 979) or from Range Card (9 999 980 - 9 999 989) 9 999 998. DK 9 999 999. NA 0 000 000. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911 Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6913 1322 38213.70 67618.36 300.00 1000000.00 6914(1) R41c. How much in total are the monthly or annual premiums 6916(2) on [this policy/the two (largest) policies]? ____________________________________________________________ 0000. None; "Paid up" Code actual $ amount (0001 - 9979) or from Range Card (9980 - 9989) 9995. Payment amount included at R18c 9996. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911; no second policy 9998. DK 9999. NA Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6914 1281 193.54 512.87 0.00 7800.00 V6916 296 133.00 303.53 0.00 2964.00 6915(1) R41c. PER 6917(2) ____________________________________________________________ 4. Month 5. Quarter 6. Year 7. Other [NOTE: Make card] 8. Lump sum; one-time payment 9. NA (incl. DK amount) 0. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911; no second policy V6915 Code Frequency --------------------- 0 6112 4 556 5 72 6 384 8 2 9 481 V6917 Code Frequency --------------------- 0 7230 4 102 5 19 6 99 8 1 9 156 6918(1) R41d. For how many years have you had [this policy/the 6922(2) two (largest) policies]? ____________________________________________________________ Code YEARS (01-95) 98. DK 99. NA 00. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911; no second policy Variable N Mean Std Dev Minimum Maximum ------------------------------------------------------------ V6918 1402 16.74 12.09 1.00 63.00 V6922 327 18.93 11.50 1.00 54.00 R41e. Who is the primary beneficiary on (this/these) policies? [NOTE: Check all that apply.] 6919(1) R41eA. SPOUSE 6923(2) ____________________________________________________________ [NOTE: Use same code for V6920-V6925] 1. Checked 5. Not checked 8. DK to entire QR41e 9. NA to entire QR41e 0. Inap, 2 in V6801; 5, 8-9 in V6901 or V6911; no second policy V6919 Code Frequency --------------------- 0 6112 1 1090 5 78 8 6 9 321 V6923 Code Frequency --------------------- 0 7230 1 274 5 16 8 3 9 84 6920(1) R41eB. CHILD(REN) 6924(2) ____________________________________________________________ V6920 Code Frequency --------------------- 0 6112 1 88 5 1079 8 6 9 322 V6924 Code Frequency --------------------- 0 7230 1 25 5 265 8 3 9 84 6921(1) R41eC. OTHER 6925(2) ____________________________________________________________ V6921 Code Frequency --------------------- 0 6112 1 24 5 1143 8 6 9 322 V6925 Code Frequency --------------------- 0 7230 1 4 5 286 8 3 9 84 6926 R42. EXACT TIME NOW: ____________________________________________________________ [NOTE: Do not adjust for AM/PM] Code time (0100-1259) 9999. NA [Return to Beginning] [Table of Contents] [Previous Section] [Next Section]